Vice President Credit Risk Management

Ekam Advisors Private Limited; Mumbai; On-site; INR 2,500,000 - 3,500,000; Full time

Job summary

A leading financial services firm in Mumbai is seeking a Senior Vice President – Credit to lead credit evaluation and risk management for structured lending transactions. The role involves underwriting complex debt transactions, monitoring portfolio performance, and building a high-caliber structured credit team. Ideal candidates should have a background in banks, NBFCs, or investment banking credit teams, and experience with structured lending is crucial.

Qualifications

• Experience in leading credit underwriting for structured debt transactions.
• Background in evaluating complex deal structures and cash-flow waterfalls.
• Experience in monitoring portfolio performance and compliance.

Responsibilities

• Lead credit underwriting for structured debt transactions.
• Evaluate complex deal structures and security packages.
• Build and mentor a high-caliber structured credit team.

Job description

Overview

We are seeking a senior Vice President – Credit (Structured Debt) to lead credit evaluation and risk management for structured lending transactions, including bespoke, collateralised, and cash-flow backed deals.

Responsibilities

• Lead credit underwriting for structured debt transactions (LAP, LRD, structured corporate loans, mezzanine, promoter financing, AIF/private credit structures)
• Evaluate complex deal structures, security packages, covenants, and cash-flow waterfalls
• Monitor portfolio performance, covenant compliance, and early warning signals
• Build and mentor a high-calibre structured credit team

Preferred Background

• Banks (Wholesale / Corporate Credit)
• NBFCs focused on structured lending
• Investment banking credit or risk teams