Underwriting & Placement | Liability Insurance | GI-Corporate |

smc insurance; Dadri; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

SMC Insurance Brokers Pvt. Ltd. in Noida, Sector 62, seeks a dynamic professional for Corporate Sales focused on Liability Product Insurance.

You will manage end-to-end placement, draft underwriting materials, and negotiate terms with insurers and brokers to deliver tailored liability solutions to corporate clients. The role requires 3-5 years of liability insurance experience in a broker environment, with a graduate/postgraduate degree.

Qualifications

• 3-5 years in Liability Insurance Products/services.
• Graduate or postgraduate degree; professional certifications (e.g., III Licentiate/Fellowship) add advantages.

Responsibilities

• Manage end-to-end placement for liability insurance programs from market submissions to policy binding and documentation.
• Draft and review underwriting submissions, risk profiles, and technical reports.
• Engage with local and international insurers, reinsurers, and brokers to negotiate terms, conditions, and premiums.
• Identify emerging liability risks (e.g., cyber, ESG, product recall) and develop mitigation or transfer strategies.
• Prepare market summaries and present placement recommendations to management or clients.
• Maintain market intelligence on insurer appetite, capacity, and pricing trends.
• Ensure placements comply with regulatory and internal audit requirements.
• Adhere to internal underwriting guidelines and risk appetite frameworks.

Skills

Communication skills

Negotiation

Client management

Education

Graduate / Postgraduate

III Licentiate / Fellowship (advantage)

Tools

MS Office

Job description

Job Title: Underwriting /Placement-(Liability Insurance)
Company: SMC Insurance Brokers Pvt. Ltd.
Location: Noida, Sector 62
Department: General Insurance- Corporate

Job Summary:

We are seeking a dynamic and experienced professional to join our Corporate Sales team, with a specific focus on Liability Product Insurance. The ideal candidate will come from a broker firm background and possess strong technical knowledge in liability insurance products. This role involves business development, client relationship management, and delivering customized liability solutions to corporate clients.

Key Areas

• Manage the end-to-end placement process for liability insurance programs from market submissions to policy binding and documentation.
• Draft and review underwriting submissions, risk profiles, and technical reports.
• Engage with local and international insurers, reinsurers, and brokers to negotiate optimal terms, conditions, and premiums.
• Identify emerging liability risks (e.g., cyber, ESG, product recall) and develop risk mitigation or transfer strategies
• Prepare market comparison summaries and present placement recommendations to management or clients.
• Maintain strong market intelligence on insurer appetite, capacity, and pricing trends.
• Ensure all placements comply with regulatory and internal audit requirements.
• Maintain adherence to internal underwriting guidelines and risk appetite frameworks.

Candidate Requirements:

• Experience: 35 years in the Liability Insurance Product /service.
• Education: Graduate / Postgraduate. Professional certifications (e.g., III Licentiate/Fellowship) is an added advantages.

Skills:

• Strong communication and interpersonal skills.
• Excellent negotiation and client management abilities.
• Proficient in MS Office.
• Ability to work independently.