Underwriter

BIZ2X Platform Private Limited; Dadri; On-site; INR 800,000 - 1,800,000; Full time

Job summary

We are seeking a seasoned credit underwriting professional in India to assess commercial borrowers. The role demands analyzing financial statements, cash flow projections, and industry trends to determine creditworthiness.

You will collaborate with internal teams to refine underwriting guidelines and policies. The ideal candidate has 2-8 years of experience in commercial lending, a strong grasp of term loan products, and the ability to interpret complex financial data.

Qualifications

• 2-8 years of experience in commercial lending or credit underwriting.
• Strong ability to analyze complex financial data and cash flows.
• Proven skills in evaluating business plans and KPIs.

Responsibilities

• Conduct thorough credit analysis and appraisal of commercial borrowers.
• Evaluate financial statements and industry trends to assess risk.
• Collaborate with internal stakeholders to develop underwriting guidelines.
• Monitor portfolio performance and identify potential risks.

Skills

Credit underwriting

Financial analysis

Stakeholder collaboration

Risk assessment

Education

MBA or Finance degree

Bachelor's degree in Finance/Accounting

Job description

Roles and Responsibilities :

• Conduct thorough credit analysis and appraisal of commercial borrowers to determine their creditworthiness.
• Evaluate financial statements, industry trends, and other relevant data to assess borrower's risk profile.
• Collaborate with internal stakeholders to develop comprehensive underwriting guidelines and policies.
• Monitor portfolio performance, identify potential risks, and implement corrective actions as needed.

Job Requirements :

• 2-8 years of experience in commercial lending or related field (credit underwriting).
• Strong understanding of term loan products and ability to analyze complex financial data.
• Proficiency in evaluating business plans, cash flow projections, and other key performance indicators.
• Bachelor's degree in Finance, Accounting or related field; MBA preferred.