Underwriter

India Mortgage Guarantee Corporation (IMGC); Mumbai; On-site; INR 700,000 - 1,000,000; Full time

Job summary

India Mortgage Guarantee Corporation (IMGC) is seeking an underwriting professional to enforce policy-driven credit decisions and ensure regulatory compliance. The role emphasizes adherence to processes, data integrity, and ongoing improvements.

You will train the CPA team on policy changes, review files for completeness, and contribute inputs on benchmarks. Strong market knowledge and vendor management are valued in this role.

Qualifications

• Experience in underwriting and credit assessment.
• Strong understanding of policies and processes.
• Knowledge of regulatory and audit requirements.
• Ability to work with policy teams and improve processes.

Responsibilities

• Implement and act in accordance with organizational policies and process and credit delegation.
• Adhere to regulatory and audit compliance.
• Provide inputs to Policy Team on hindsight and competition benchmarks.
• Assist towards process key improvement activities.
• Conduct review of files to validate process requirements and policy adherence – completeness and accuracy.
• Training the CPA team members on changes on processes and policies.
• Maintain data on credit waivers and deviations.

Skills

Underwriting

Financial analysis

Vendor management

Customer profiling

Market knowledge

Job description

Role & responsibilities

• Implement and Act in accordance with Organizations Policies and Process and Credit Delegation
• In addition, adhere to Regulatory and Audit Compliance
• Provide valid inputs to Policy Team on hindsight and Competition benchmarks.
• Assist towards Process Key Improvement Activities
• Conduct Review of Files to validate Process requirements and Policy adherence – Completeness and Accuracy
• Training the CPA team members on changes on Processes and policies
• Maintain data on Credit waivers and Deviations

Preferred candidate profile

Financial skills required for Underwriting.

• Behavioral pattern of customer profiles
• Region specific- business practices & market knowledge
• Vendor Management
• Product and documentation knowledge