Transaction Processing Specialist

JP Morgan Chase; Bengaluru; On-site; INR 900,000 - 1,800,000; Full time

Job summary

JP Morgan Chase in Bengaluru, India is seeking a Trade and Working Capital Operations Specialist to support trade finance solutions, manage risk, and process transactions across bills, LC, and open account trading. You will work within the Trade and Working Capital Operations team to ensure accurate, timely execution per ICC guidelines and internal policies.

The role emphasizes SOP maintenance, process improvements, and supporting new deals, migrations, and regulatory compliance while handling

Qualifications

• Bachelor’s degree (or equivalent) required.
• 3+ years of experience in Trade Finance Operations – Structured Solutions.
• Knowledge of Structured Solutions products, including Accounts Payables and Accounts Receivables.
• Experience in payments processing.
• Ability to interpret SWIFT MT103 and MT202 messages.
• Experience in Accounts Payables/Receivables processing.
• Strong control mindset and risk mitigation.
• Able to manage multiple tasks and meet timelines.
• Proactive and quick learner.

Responsibilities

• Maintain and update SOPs as changes occur.
• Implement best practices to improve efficiency.
• Participate in new deals by supporting project management calls and migrations.
• Ensure adherence to internal policies and regulatory requirements.
• Process transactions within SLA turnaround times.
• Escalate issues promptly to support resolution and risk mitigation.

Skills

Trade Finance Operations

Structured Solutions

Accounts Payables/Receivables

Payments Processing

SWIFT MT103/MT202

Risk Management

Regulatory Compliance

Multitasking

Proactive Learning

Project Participation

Education

Bachelor’s Degree

Tools

AI-enabled Tools

Job description

Make your mark by supporting trade finance solutions, strengthening controls, and enabling smooth deal migrations while building skills and long-term career mobility.

As a Trade and Working Capital Operations Specialist within the Trade and Working Capital Operations team, you support the development and delivery of trade finance solutions and transaction processing across products such as import and export bills, foreign bill collection, letters of credit, and open account trading. You provide transaction-based expertise to help ensure accurate, timely execution aligned to International Chamber of Commerce guidelines, bank procedures, and the trade finance policy manual. You apply a strong understanding of risk management, transaction processing, retail banking, wholesale banking, and trade settlements to support well-controlled operations.

Job Responsibilities:

• Maintain and update standard operating procedures as changes occur
• Implement best practices to improve efficiency and continuously identify opportunities for improvement
• Participate in new deals by attending project management calls and supporting smooth migrations
• Ensure adherence to internal policies and regulatory requirements in daily operations
• Process transactions within the agreed service level agreement turnaround times
• Escalate issues immediately to support timely resolution and risk mitigation

Required qualifications, skills, and capabilities:

• Hold a bachelor’s degree (or equivalent)
• Bring 3+ years of experience in Trade Finance Operations – Structured Solutions
• Demonstrate thorough knowledge of Structured Solutions products, including Accounts Payables and Accounts Receivables
• Apply working knowledge of payments processing
• Interpret and process SWIFT MT103 and MT202 payment messages
• Execute transaction processing for Accounts Payables and Accounts Receivables
• Perform reconciliations to support accurate transaction and payment processing
• Maintain a strong control mindset by evidencing and validating payment-related activities
• Exhibit a positive attitude, learn quickly, and contribute to business outcomes
• Manage multiple tasks effectively while meeting operational commitments

Preferred qualifications, skills, and capabilities:

• Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence.