Technical Manager

Aditya Birla Capital; Tamil Nadu; On-site; INR 600,000 - 800,000; Full time

Job summary

Aditya Birla Capital in Tamil Nadu seeks a credit risk professional to evaluate and manage risk across lending portfolios. You will develop credit policies, scorecards, and risk frameworks while monitoring portfolio performance and recommending corrective actions based on risk trends.

You will support underwriting with complex credit assessments and policy exceptions, translate business credit requirements into technical specifications, and drive automation of credit workflows using business

Responsibilities

• Evaluate and manage credit risk across lending portfolios.
• Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
• Monitor portfolio performance and recommend corrective actions based on risk trends.
• Support underwriting teams with complex credit assessments and policy exceptions.
• Translate business credit requirements into technical specifications.
• Drive automation of credit workflows using business rules, APIs, and workflow tools.
• Validate system configurations to ensure compliance with credit policies.
• Support system enhancements, upgrades, testing, and production releases.

Job description

• Evaluate and manage credit risk across lending portfolios.
• Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
• Monitor portfolio performance and recommend corrective actions based on risk trends.
• Support underwriting teams with complex credit assessments and policy exceptions.
• Translate business credit requirements into technical specifications.
• Drive automation of credit workflows using business rules, APIs, and workflow tools.
• Validate system configurations to ensure compliance with credit policies.
• Support system enhancements, upgrades, testing, and production releases.