Technical Lead I / Technical Lead II

Credila Financial Services Limited; Bengaluru; On-site; INR 3,000,000 - 5,500,000; Full time

Job summary

Credila Financial Services Limited invites a senior software architect to join our technology leadership team in Bengaluru. You will architect and deliver scalable enterprise applications, with focus on loan origination systems, digital lending platforms, and microservices architecture across product lines.

You will lead engineering, set development standards, drive agile delivery (SCRUM, TDD), and mentor a team of ICs, ensuring timely, high-quality outcomes aligned with our strategic roadmap.

Qualifications

• Bachelor’s/master’s degree in computer science, Information Technology, or related field.
• 7-13 years of experience in software architecture and enterprise application development.
• Minimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.
• Strong experience with digital lending platforms, microservices architecture, and workflow engines.
• Expertise in integrating with credit bureaus, KYC platforms
• Solid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.
• Experience in agile delivery, DevOps practices, and distributed system architecture

Responsibilities

• Deliver best engineered products from all engineering aspects like designing and architecting across multiple product lines
• Drive customer experience, continually raising the bar on functionality, usability, and simplicity
• Champion engineering and operational excellence, establishing metrics and process for regular assessment and improvement
• Drive best practices, and is a pro with agile methodologies / practices - SCRUM, Test Driven Development (TDD) Breaking down complex requirements into simpler stories
• Establish a solid project framework and development processes
• Operates strategically and tactically. Work on strategy and help set direction while staying on top of the day-to-day software development
• Manage headcount, deliverables, schedules across ongoing projects, ensure that timelines are met in accordance with the project roadmap
• Direct and provide ongoing leadership for a team of individual contributors, set objectives, review performances, define growth plan and nurture .

Skills

Software architecture

Enterprise application development

Agile methodologies

Test Driven Development

Team leadership

Education

Bachelor's/Master's in CS/IT

Job description

Credila Financial Services Limited (Formerly known as HDFC Credila Financial ServicesLimited) is one ofIndia’s largest education loan non-banking financial companies (NBFCs)offering education loans to Indian students. With an in-depth understandingof the higher education domain in India as well as overseas, Credila offerstailor-made education loan solutions that help enable students to befinancially equipped to pursue their education at their dream university andcountry of study. Since inception, Credila has funded 178,000+ Indian studentsacross 63 countries in 4,600 institutes.

Key roles andresponsibilities

• Deliverbest engineered products from all engineering aspects like designing and architecting across multiple product lines
• Drivecustomer experience, continually raising the bar on functionality, usability,and simplicity
• Championengineering and operational excellence, establishing metrics and process forregular assessment and improvement
• Drivebest practices, and is a pro with agile methodologies / practices - SCRUM,Test Driven Development (TDD)Breaking down complex requirements into simplerstories
• Establisha solid project framework and development processes
• Operatestrategically and tactically. Work on strategy and help set direction whilestaying on top of the day-to-day software development
• Manageheadcount, deliverables, schedules across ongoing projects, ensure thattimelines are met in accordance with the project roadmap
• Directand provide ongoing leadership for a team of individual contributors, setobjectives, review performances, define growth plan and nurture .

Qualifications& Experience

• Bachelor’s/master’s degree in computer science, InformationTechnology, or related field.
• 7-13 years of experience in software architecture and enterprise application development.
• Minimum 10+ years of hands-on experience architecting or managingLoan Origination Systems (LOS) in an NBFC or BFSI setup.
• Strong experience with digital lending platforms, microservices architecture, and workflow engines.
• Expertise in integrating with credit bureaus, KYC platforms
• Solid understanding of database technologies (RDBMS and NoSQL),caching, and performance tuning.
• Experiencein agile delivery, DevOps practices, and distributed system architecture