Technical Analyst - Debit Cards

AU SMALL FINANCE BANK; Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

AU SMALL FINANCE BANK is seeking a Technical Analyst to lead delivery across Cards & Payments platforms in a Mumbai onsite role. You will manage IT projects and BAU initiatives for ATM, Debit Cards and payment systems, coordinating SIT/UAT, regulatory alignments, and end-to-end delivery with vendors and service providers.

The ideal candidate has 4+ years in Banking IT, Cards or Payments, strong knowledge of EMV, ISO8583 and card standards, and proven experience in requirements, testing and

Qualifications

• 4+ years of experience in Banking IT, Cards or Payments domain.
• Strong knowledge of ATM, Debit Card, POS and Payment Switch ecosystems.
• Experience with payment certifications including Visa, Mastercard and RuPay (NPCI).
• Understanding of EMV, ISO8583 and card payment standards.
• Experience in requirement gathering, testing, UAT, SIT and vendor management.
• Knowledge of SDLC, system integrations, middleware, SOA and n-tier architecture.
• Strong communication, stakeholder management, documentation and analytical skills.

Responsibilities

• Manage IT projects and BAU initiatives for ATM, Debit Cards, Prepaid Cards and Payment Systems.
• Gather requirements, perform solution fitment, gap analysis, risk assessment and post go-live support.
• Coordinate SIT, UAT and certifications with Visa, Mastercard and RuPay.
• Work closely with business users, vendors and service providers for project delivery and issue resolution.
• Monitor project milestones, risks, dependencies and deliverables.
• Support regulatory, statutory and internal audits.
• Drive payment processing initiatives, testing activities and production support.
• Provide leadership updates, project status reports and issue tracking.

Job description

Technical Analyst - Debit Card

Location: Mumbai (Onsite)

Experience: 4 + Years (Banking / Payments Domain)

We are looking for a Cards & Payments Professional with experience in Debit Cards, ATM, POS, Payment Switches, and Payment Certifications to manage projects, system enhancements, certifications, and end-to-end delivery for Cards & Payments platforms.

Key Responsibilities

• Manage IT projects and BAU initiatives for ATM, Debit Cards, Prepaid Cards, and Payment Systems.
• Gather requirements, perform solution fitment, gap analysis, risk assessment, and post go-live support.
• Coordinate SIT, UAT, and certifications with Visa, Mastercard, and RuPay.
• Work closely with business users, vendors, and service providers for project delivery and issue resolution.
• Monitor project milestones, risks, dependencies, and deliverables.
• Support regulatory, statutory, and internal audits.
• Drive payment processing initiatives, testing activities, and production support.
• Provide leadership updates, project status reports, and issue tracking.

Required Skills

• 4+ years of experience in Banking IT, Cards, or Payments domain.
• Strong knowledge of ATM, Debit Card, POS, and Payment Switch ecosystems.
• Experience with payment certifications including Visa, Mastercard, and RuPay (NPCI).
• Understanding of EMV, ISO8583, and card payment standards.
• Experience in requirement gathering, testing, UAT, SIT, and vendor management.
• Knowledge of SDLC, system integrations, middleware, SOA, and n-tier architecture.
• Strong communication, stakeholder management, documentation, and analytical skills.

Good To Have

• Oracle / MS SQL knowledge.
• Experience in Digital Payments, Risk Monitoring, or Transaction Processing systems.

Preferred

• Experience in implementing Debit Card, ATM, or Payment solutions in a banking environment.

If you're passionate about delivering innovative Cards & Payments solutions and driving banking technology initiatives, we'd love to hear from you.