T24 Business Consultant - Payments (Techno Functional)

Tekskills; Pune District; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

Tekskills in Pune, India is seeking a highly experienced Temenos Lead Business Consultant with deep expertise in T24 (R16) modules including Accounts, Customer and Data Capture, focusing on delivering functional specifications for a SaaS-based payments integration project.

You will lead FSD creation, collaborate with business and technical teams to translate payment and account-processing requirements into robust designs, support integration via API, MQ and batch processes, and drive reviews and

Qualifications

• Proven ability to write clear Functional Specification Documents (FSDs).
• Expertise in Temenos T24 (R16) Accounts, Customer & Data Capture modules.
• Experience with SaaS-based payment platforms and integration layers.
• Knowledge of REST/SOAP services, middleware, queues, and batch jobs.

Responsibilities

• Gather and analyze business requirements from multiple stakeholders.
• Develop detailed Functional Specification Documents (FSDs) covering payment flows and account operations in T24.
• Define end-to-end payment journeys including external SaaS payment processing and T24 account locking mechanisms.
• Ensure real-time balance update logic using T24 Data Capture and posting capabilities.
• Work on integration requirements like API, MQ, and batch interfaces.
• Collaborate with technical teams to validate feasibility and alignment with T24 R16 architecture.
• Support development, testing, and handle change requests.
• Participate in reviews, walkthroughs, and solution validations.

Skills

Banking domain expertise

Analytical thinking

Documentation skills

Communication skills

Tools

Temenos T24 (R16)

API integration

SaaS payments

Job description

Job Summary

We are looking for a highly experienced Temenos Lead Business Consultant with strong expertise in T24 (R16), focusing on Accounts, Customer, Data Capture, and Funds Transfer modules. The role will lead Functional Specification Document (FSD) creation for a SaaS-based payments integration project. The consultant will work closely with business and technical teams to ensure that payment and account-processing requirements are clearly translated into functional designs for implementation.

Responsibilities

• Gather and analyze business requirements from multiple stakeholders.
• Develop detailed Functional Specification Documents (FSDs) covering payment flows and account operations in T24.
• Define end-to-end payment journeys including external SaaS payment processing and T24 account locking mechanisms.
• Ensure real-time balance update logic using T24 Data Capture and posting capabilities.
• Work on integration requirements like API, MQ, and batch interfaces.
• Collaborate with technical teams to validate feasibility and alignment with T24 R16 architecture.
• Support development, testing, and handle change requests.
• Participate in reviews, walkthroughs, and solution validations.

Required Experience & Skills

• Strong banking domain experience with proven capability in writing FSDs.
• Expertise in Temenos T24 (R16) Accounts, Customer & Data Capture modules.
• Good understanding of real-time account locking, booking logic & ledger postings.
• Experience working with SaaS-based payment platforms and integration layers.
• Knowledge of REST/SOAP services, middleware, queues, and batch jobs.
• Excellent communication and documentation skills with analytical thinking.
• Nice to Have Awareness of payment regulatory compliance.
• Experience with Temenos Transact components such as TCIB and Funds Transfer.