Sr. Analyst - Credit Admin

Societe Generale Global Solution Centre; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Societe Generale Global Solution Centre in Bengaluru is seeking a Sr. Analyst – Credit Admin to support weekly to quarterly credit monitoring and reporting. You will coordinate with credit analysts, prepare dashboards and ensure data accuracy across internal systems.

The role involves maintaining exposure summaries, meeting regulatory requirements, and backing CPM/GLBA teams to ensure smooth operations. 4+ years of relevant experience preferred.

Qualifications

• Bachelor's degree in finance or commerce.
• Proficiency in MS Excel, Power Pivot and Power Query.
• Experience with dashboard reporting and data analytics.

Responsibilities

• Deliver credit monitoring reports weekly, monthly or quarterly.
• Coordinate with credit analysts for timely monthly/quarterly comments.
• Prepare portfolio monitoring reports and KPI dashboards (MyCredit, etc.).
• Monitor limits, obligor risk ratings and large exposures.
• Maintain Global Exposure Summary and data updates in Excel or internal tools.
• Ensure regulatory compliance and adherence to global standards.
• Support onshore and offshore CPM/GLBA teams.

Skills

Strong communication

Time management

Attention to detail

SG systems familiarity

Data synthesis

MS Excel advanced

Power BI knowledge

Education

Bachelor's degree in Finance/Commerce

Tools

Power BI

Excel (Power Pivot/Power Query)

VBA/macros

S&P Capital IQ / Bloomberg

Job description

MAIN ACCOUNTABILITIES

• Credit Monitoring & Reporting, and Permanent Supervision tasks (including monitoring, reporting, and compliance control) on a weekly, monthly or quarterly basis.
• Coordinate with credit analysts and follow up to ensure timely comments on monthly and quarterly reports
• Format, prepare, and circulate a wide range of portfolio‑monitoring and dashboard reports across different perimeters, including KPI (MyCredit), Quality of Rating, Overshoots, Limit Expiry, Exclusion List, CPM Covenant, CMFST, “Voitur Balai” Watchlist & HLT, NDOD, Action Code alerts, and other assigned monitoring reports.
• Prepare and monitor portfolio and monitor, limit overshoots, obligor risk rating, Large Exposures, CBA provision inputs, annual review deadlines, BU delegation exposures, sector exposures, EWI, Watchlist triggers, and KPI reports etc.
• Produce and manage various Permanent Supervision (PS) reports, identify E&S risks, Quality of rating, credit delegations, and support on related monitoring requirements.
• Maintain the Global Exposure Summary, allocation of Credit notification, and ensure timely data updates in Excel or internal tools.
• Reconciling internal systems to ensure data accuracy i.e., Client groupings, exposure, rating and others.
• Participate in ad‑hoc tasks from CPM Regional Heads and contribute to service expansion within GLBA/CPM
• Provide the necessary support to onshore and offshore teams for portfolio monitoring and ensure a smooth operation within CPM.
• Source information from internal and external systems as requested by CPM analysts and follow up with credit teams on pending actions.
• Ensure compliance with all applicable regulatory requirements, global standards, and industry best practices.
• Maintain the workflow tracker and provide regular KPI updates to management.
• Be a backup for the tasks assigned to ISD team.

Responsibilities

MAIN ACCOUNTABILITIES

The incumbent will be responsible for delivery of various tasks and supporting onshore and offshore GLBA/CPM team on agreed deliverables.

• Credit Monitoring & Reporting, and Permanent Supervision tasks (including monitoring, reporting, and compliance control) on a weekly, monthly or quarterly basis.
• Coordinate with credit analysts and follow up to ensure timely comments on monthly and quarterly reports
• Format, prepare, and circulate a wide range of portfolio‑monitoring and dashboard reports across different perimeters, including KPI (MyCredit), Quality of Rating, Overshoots, Limit Expiry, Exclusion List, CPM Covenant, CMFST, “Voitur Balai” Watchlist & HLT, NDOD, Action Code alerts, and other assigned monitoring reports.
• Prepare and monitor portfolio and monitor, limit overshoots, obligor risk rating, Large Exposures, CBA provision inputs, annual review deadlines, BU delegation exposures, sector exposures, EWI, Watchlist triggers, and KPI reports etc.
• Produce and manage various Permanent Supervision (PS) reports, identify E&S risks, Quality of rating, credit delegations, and support on related monitoring requirements.
• Maintain the Global Exposure Summary, allocation of Credit notification, and ensure timely data updates in Excel or internal tools.
• Reconciling internal systems to ensure data accuracy i.e., Client groupings, exposure, rating and others.
• Participate in ad‑hoc tasks from CPM Regional Heads and contribute to service expansion within GLBA/CPM
• Provide the necessary support to onshore and offshore teams for portfolio monitoring and ensure a smooth operation within CPM.
• Source information from internal and external systems as requested by CPM analysts and follow up with credit teams on pending actions.
• Ensure compliance with all applicable regulatory requirements, global standards, and industry best practices.
• Maintain the workflow tracker and provide regular KPI updates to management.
• Be a backup for the tasks assigned to ISD team.

Required

Profile required

COMPETENCIES

• Strong communication skills and ability to interact with banking professionals at all levels.
• Strong time management skills and ability to work under pressure.
• Acquire ability to complete work with minimal or no supervision.
• Ability to organize time and manage deliverables to deadlines.
• Ability to identify and accommodate shifting priorities with little notice.
• Ability to learn and utilize SG systems.
• Ability to investigate/research/synthesize data and make appropriate conclusions.

Technical Skills

• Good understanding of lending terminology, commercial & investment banking products, credit risk and legal documentation
• Good knowledge of finance and accounting fundamentals
• Experience in advanced MS Excel, Power Pivot, Power Query, Data Querying, developing Macros, VBA code writing, troubleshooting.
• Experience in data analysis, data cleaning, dashboard reporting and other reporting tools (e.g., Power BI) would be preferred.
• Good Knowledge on MS suite.
• Knowledge of 3rd party information sources like S&P Capital IQ, Bloomberg, SNL etc.

Prior Work Experience

• Relevant experience in large international bank or similar financial services organization
• Sr. Analyst – Credit Admin (4+ years of relevant experience)

Why join us

We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”

Business insight

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating, and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.