Sr. Analyst Credit Admin

Societe Generale Global Solution Centre; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Societe Generale Global Solution Centre in Bengaluru seeks a Sr. Analyst – Credit Admin to support data quality, fund analysis and reporting across CPM/FAI teams.

You will coordinate with data management, onboarding and risk functions to enhance portfolio insights and regulatory compliance. With 4+ years of relevant experience in large financial services, you will handle credit applications, maintain monthly workflows, and produce KPI and MI reports while supporting onshore and offshore teams in

Qualifications

• Experience in large international bank or similar financial services organization.
• Sr. Analyst – Credit Admin with 4+ years of relevant experience.
• Knowledge or previous experience on Funds.
• Good understanding of lending terminology and finance fundamentals.

Responsibilities

• Upgrade internal data quality management for NBFI portfolio and coordinate with data management and onboarding teams.
• Perform fund segmentation and matrix updates with CPM, Risk, and Data management teams.
• Improve data quality for Auto-limits, NAV flows, and ratings loss with CPM.
• Prepare portfolio analysis for global annual reviews in coordination with CPM FAI teams.
• Conduct prescreening and portfolio-level review of material credit matters using risk metrics.
• Support post-trade monitoring reports including overshoot, stress testing, and NAV monitoring.
• Process credit applications with CPM/FAI analysts in the region.
• Maintain monthly workflow, collect information from analysts/front office/RMs, ensure timely closure.
• Liaise with business lines to determine trading needs and report post approvals.
• Input credit requests into various systems; prepare reports for monitoring and covenant compliance.
• Support onshore and offshore CPM operations; source information from internal/external systems.
• Ensure compliance with regulatory requirements and industry best practices.

Skills

Time management

Prioritization under pressure

Autonomy

Communication skills

Multi-tasking

SG systems

Data analysis

Tools

MS Office

Excel (Advanced)

Power Pivot

Power Query

VBA

Macros

Power BI

Job description

MAIN ACCOUNTABILITIES

• Assisting in upgrading the internal data quality management for NBFI portfolio primarily funds by assisting in the remediation of internal groupings and setups, classification while liaising with data management and onboarding teams.
• Assisting in fund segmentation, new combinations, matrix update, liaising with CPM, Risk, Data management and onboarding teams. Perform permanent supervision.
• Assist Credit analyst in CPM to improve data quality for Auto-limits, NAV Flows, loss of ratings, etc. liaising with different Business lines.
• Assist in preparation of the credit’s portfolio analysis in the framework of global annual reviews to be prepared in coordination with the CPM FAI teams worldwide.
• Do a prescreening / portfolio-level review of material credit matters as seen through risk metrics.
• Assist in the post-trade monitoring process for various reports including that of overshoot monitoring, stress testing, NAV monitoring etc.
• Assist the CPM/FAI analysts in the region with the processing of credit applications.
• Regularly update the monthly workflow and collect information from analyst / front office/ RMs to ensure timely closure of files.
• Liaise with business lines to determine trading needs for the year and notify/report post approvals from credit teams.
• Input of credit requests from the deal flow and information in our various systems.
• Prepare reports for portfolio monitoring- limit overshoots, Auto-limit, limit loss, MI Reports on Funds, Permanent Supervision reports, Deck preparation, obligor risk ratings dashboard, annual review deadlines, region/sector exposure, covenant compliance, Watch List triggers etc.
• Provide the necessary support to the onshore and offshore teams to ensure a smooth operation within CPM.
• Source information from various internal and external systems/tools as requested by the CPM analysts, follow up on actions to be performed by the credit teams.
• Ensure compliance with all applicable regulatory requirements, global standards, and industry best practices.
• Be back up for the tasks assigned to ISD team.
• Prepare KPI reports and assist with reporting tasks.

Responsibilities

• Assisting in upgrading the internal data quality management for NBFI portfolio primarily funds by assisting in the remediation of internal groupings and setups, classification while liaising with data management and onboarding teams.
• Assisting in fund segmentation, new combinations, matrix update, liaising with CPM, Risk, Data management and onboarding teams. Perform permanent supervision.
• Assist Credit analyst in CPM to improve data quality for Auto-limits, NAV Flows, loss of ratings, etc. liaising with different Business lines.
• Assist in preparation of the credit’s portfolio analysis in the framework of global annual reviews to be prepared in coordination with the CPM FAI teams worldwide.
• Do a prescreening / portfolio-level review of material credit matters as seen through risk metrics.
• Assist in the post-trade monitoring process for various reports including that of overshoot monitoring, stress testing, NAV monitoring etc.
• Assist the CPM/FAI analysts in the region with the processing of credit applications.
• Regularly update the monthly workflow and collect information from analyst / front office/ RMs to ensure timely closure of files.
• Liaise with business lines to determine trading needs for the year and notify/report post approvals from credit teams.
• Input of credit requests from the deal flow and information in our various systems.
• Prepare reports for portfolio monitoring- limit overshoots, Auto-limit, limit loss, MI Reports on Funds, Permanent Supervision reports, Deck preparation, obligor risk ratings dashboard, annual review deadlines, region/sector exposure, covenant compliance, Watch List triggers etc.
• Provide the necessary support to the onshore and offshore teams to ensure a smooth operation within CPM.
• Source information from various internal and external systems/tools as requested by the CPM analysts, follow up on actions to be performed by the credit teams.
• Ensure compliance with all applicable regulatory requirements, global standards, and industry best practices.
• Be back up for the tasks assigned to ISD team.
• Prepare KPI reports and assist with reporting tasks.

Required

Profile required

COMPETENCIES

• Ability to organize time and manage deliverables to deadlines under pressure.
• Ability to identify and accommodate shifting priorities with little notice.
• Acquire ability to complete work with minimal or no supervision.
• Strong communication skills and ability to interact with banking professionals at all levels.
• Quick learner with ability to multi-task while paying attention to details.
• Ability to learn and utilize SG systems.
• Ability to investigate/research/synthesize data and make appropriate conclusions.

Technical Skills

• Good understanding of lending terminology, commercial & investment banking products, derivatives, legal documentation
• Good knowledge of finance and accounting fundamentals.
• Proficiency using MS Office for data and reporting requirements.
• Experience in Advanced MS Excel, Power Pivot, Power Query, Data Querying, Macros, VBA
• Experience in Developing Macros, VBA code writing, Troubleshooting, is an advantage.
• Experience in data Analysis, Data Cleaning, Dashboard reporting and other reporting tools (e.g., Power BI) would be preferred.
• Experience in Credit Administration / Middle Office functions is an advantage.
• Knowledge of third-party information sources like Bloomberg, S&P, SNL etc.
• Ability to learn and utilize SG systems.

Prior Work Experience

• Relevant experience in large international bank or similar financial services organization
• Sr. Analyst – Credit Admin (4+ years of relevant experience)
• Knowledge or previous experience on Funds.

Why join us

We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us! Still hesitating? You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved. We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.