Specialist - Audit | Lucknow

Ujjivan Small Finance Bank

Lucknow

In loco

INR 500.000 - 800.000

Tempo pieno

8 giorni fa

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Descrizione del lavoro

Ujjivan Small Finance Bank Ltd. is seeking a Specialist – Audit to conduct RBIA of MFI and SFB branches under supervision. You will draft observations, write audit reports, and track issues with a focus on risk and compliance.

The role requires 3–5 years of banking audit experience, RBI regulatory knowledge, and strong Excel/PowerPoint skills. You will mentor new joinees and support the Audit Manager to ensure timely, quality audits across branches.

Competenze

B Com/ BBA/ MBA or Equivalent Professional Qualification.
CAIIB/JAIIB or similar preferred.
3 to 5 years of Hands on experience in Banks in handling Departmental / Process Audits (RBIA).
Knowledge of RBI Regulations, Risk Based Audit Approach, Risk Assessment and Quality standards.

Mansioni

Conduct & execute Risk Based Internal Audits (RBIA) of MFI and SFB Branches as per Audit Plan under guidance of Supervisors.
Share observations on daily basis to branch supervisors.
Draft audit observations and write Audit Reports.
Audit issue tracking and closure.
Provide suggestions/ feedback to enhance processes & policies considering Risk and compliance parameters.
Control testing & risk assessment.
Prepare and Review Audit Work Papers.
Mentor for new joinees and guide them on policy matters and Field Audit Process.

Conoscenze

RBIA

Risk Assessment

RBI Regulations

Presentation

Communication

Excel

Word

PowerPoint

Formazione

B Com/ BBA/ MBA or Equivalent Professional Qualification

CAIIB/JAIIB or similar preferred

Strumenti

MS Office

Descrizione del lavoro

Job Description:

POSITION DESCRIPTION

JOB TITLE : Specialist – Audit

(Branch Banking)

GRADE : SM

DEPARTMENT : Internal Audit Department

LOCATION : HO/RO/BRANCH

SUB-DEPARTMENT : TYPE OF POSITION : Full-time

REPORTS TO : Manager-Audit

REPORTING INTO

Auditor

ROLE PURPOSE & OBJECTIVE

Conduct & execute Risk Based Internal Audits (RBIA) of MFI and SFB Branches as per schedule of the Audit Plan under the guidance of the Supervisors.
Sharing observations on daily basis to branch supervisors.
Drafting audit observations and Writing Audit Reports.
Audit issue tracking and closure.
Based on audit observations providing suggestions/ feedback to enhance the existing processes & policies taking in to account Risk and compliance parameters.
Control testing & risk assessment.
Preparation and Review of Audit Work Papers.
Evidencing to be gathered and submitted to Audit manager after each audit.
Proper worksheet (Risk Control Matrix) to be prepared for each branch audited and kept in record.
Mentor for new joinee’s and guide them on all policy matters and Field Audit Process.
SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

NA
NA
KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business/ Financials
Planning audit of Rural & SFB branches in consultation with the Audit Manager.
Execution of Audits as per Plan.
Ensure customer visit as per approved sampling methodology as applicable.
Ensure document verification of asset and micro banking liability as per approved sampling methodology. Field processes of micro Banking asset and liability to be visited (in each audit) as per audit methodology and suggested guidelines
Ensure to complete Branch Banking Audits as per approved audit process
Ensuring Social Service Department audits are executed as per the plan.
Timely completion of various departmental / functional / process audits if any as per the Annual Audit Plan.
Check adherence of our internal policies, processes & products against the applicable RBI rules and regulations.
Highlight design & operational gaps identified during audits to the concerned stakeholders
Customer (Both Internal & External)
Drafting of audit issues post the discussion with the auditees and drafting audit reports and timely submission of audit report to Audit Manager.
Coordinating with Audit Manager for timely completion of audit report with changes suggested during review. Preparing and completing checklist for audits.
Ensure quality & reliability of the audit reports by effective implementation of maker-checker process
Critical Issue Communication: Any critical issues, frauds etc., to be immediately communicated to the Audit Manager /Regional Audit Manager on the same day without any delay.
Monthly audit updates for the month to be submitted to Audit Manager as per cut-off date
Issue tracking and closure.
Sharing or Non-compliance branches on weekly basis to RM-Audit and follow up of compliances.
Evidencing to be gathered and submitted to Audit manager after each audit as per QAIP guidelines.
Internal Process
Mentor for new joinee’s. Guide them on all policy matters and Field Audit Process.
Execution of Audit with the junior team members to monitor & supervise their work and correct the reports in case of any requirements.
Communicating all the policy/ process related changes as well as changes pertaining to audit process to the team members at regular intervals.
Proper training to be provided to team members for effective implementation of the changes.
Ensuring the team maintains audit decorum as per applicable code of conduct at Branches and at Regional Office.
Ensuring cost control in coordination with Audit Manager & Regional Audit Manager
Innovation & Learning
Regularly update knowledge by being up to date with the RBI Circulars, MFIN guidelines and relevant laws applicable to liability and asset business as well as up to date with all the internal circulars at Ujjivan pertaining to policy, process and product related changes.
Upgrade one-self by enrolling and completing relevant certification courses essential for carrying out various audit assignments.
MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Educational

Qualifications

B Com/ BBA/ MBA or Equivalent Professional Qualification
Certifications like JAIIB, CAIIB, etc., preferred

Experience(Years and Core Experience Type)

3 to 5 years of Hands on experience in Banks in handling Departmental / Process Audits (RBIA).

Certifications

Functional Skills

Hands on experience in conducting RBIA including Risk Assessment thereto.
Knowledge of RBI Regulations, Conversant with Risk Based Audit Approach, Risk Assessment and Quality standards.
Good Presentation and report writing Skills.
Excellent Verbal and written communication skills.
Good Command in Excel, Word and Power point.

Behavioral Skills