SME UW

Wsne Consulting; Dadri, Gurugram District; On-site; INR 608,000 - 743,000; Full time

Job summary

Wsne Consulting is seeking an experienced SME & TL in Property & Casualty underwriting for Noida and Gurugram. The role emphasizes deep knowledge of P&C principles, risk assessment across commercial lines, and adherence to state regulations. Immediate to 30 days notice period.

You will use Guidewire PolicyCenter to manage submissions, issuances, endorsements, and renewals, contribute to underwriting strategy and governance, and help maintain portfolio profitability in a night-shift, WFO setup.

Qualifications

• Deep knowledge of Property & Casualty insurance principles and underwriting practices.
• Experience in risk assessment and evaluation of property exposures and historical claims data.
• Strong knowledge of state-specific insurance regulations.
• Ability to perform business risk classification across industries using underwriting guidelines.
• Hands-on proficiency with Guidewire PolicyCenter and policy administration processes.

Skills

Risk assessment

Underwriting

Regulatory knowledge

Business risk classification

Analytical skills

Communication skills

Underwriting governance

Tools

Guidewire PolicyCenter

Job description

Role

SME & TL

Total No. of Open Position

40 ( including 10 TLs)

Work Locations

Noida & Gurugram

Notice Period

Immediate to Upto 30 Days

Preferred ECTC Range

SME 6.75 LPA

Work Shift

Night Shift

Work Model

WFO

Interview Process

2 rounds of Technical Discussion ( 1 F2F mandate )

SME/TL- Underwriter Property & Casualty Insurance

We are seeking an experienced P&C Underwriting professional at the Senior Process Executive or Subject Matter Expert level with the following demonstrated expertise:

• Deep knowledge of Property & Casualty insurance principles, coverages, and underwriting best practices across commercial lines
• Proven experience in risk assessment and evaluation of property exposures, structural damages, loss ratios, and historical claims data to support defensible underwriting decisions
• Strong working knowledge of state-specific insurance regulations, ensuring policy compliance across multiple jurisdictions throughout the full policy lifecycle
• Ability to conduct thorough business risk classification across diverse industry verticals, applying consistent underwriting guidelines to maintain portfolio quality and profitability
• Hands-on proficiency in Guidewire PolicyCenter, with demonstrated experience managing end-to-end policy administration including submissions, issuance, endorsements, and renewals
• Exceptional analytical and communication skills with the ability to synthesize complex risk data, exercise sound judgment, and contribute to underwriting strategy and governance frameworksRole & responsibilities

Preferred candidate profile