Senior Product Manager - Credit Risk

Bureau; Bengaluru; On-site; INR 4,000,000 - 6,500,000; Full time

Benefits offered by this job

Health benefits

Flexible PTO

Learning budget

Job summary

Bureau is hiring a Senior Product Manager for the Credit Risk area in Bengaluru. You'll own the credit signals, scores, and decisioning tools used by lenders to approve, price, and monitor borrowers.

This builder role turns lender-judgment into products used by hundreds of lenders in India and globally. You'll collaborate with data science to define strong signals, work with banks, NBFCs, and fintechs, and drive API-based launches while tracking approval rates, delinquency, and fraud loss.

Qualifications

• 5–8 years in product at PM or Senior PM level.
• Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL.
• Hands-on with signals: bureau data, alt data, risk scores or fraud indicators.
• Data fluency; ability to derive insights with SQL.
• Clear communication with CRO, engineers and sales.

Responsibilities

• Own the credit signals roadmap; select next signals to build.
• Learn underwriting processes with banks, NBFCs and fintechs and translate pain into product.
• Build across the credit lifecycle: onboarding, underwriting, limits, warnings, collections.
• Partner with data science to take models from experiment to production.
• Launch API-first products and track approval rates, delinquency and fraud loss.
• Support GTM and ensure RBI and data-protection alignment.

Skills

Product management experience

Consumer credit experience

Data fluency

Clear communication

SQL

Job description

About Bureau

Bureau is a unified risk decisioning platform for Compliance, Fraud, and Transaction risks. Our platform is a single decision-making engine, powered by a 1 billion+ identity knowledge graph. Over 150 Banks, fintechs, retailers, and digital platforms use Bureau to verify identities faster and stop fraud earlier globally.

Bureau has raised $50M+ from renowned Silicon Valley and global investors including Sorenson Capital and PayPal Ventures and is expanding rapidly from APAC to Americas, Europe, and beyond.

Why Bureau?

Bureau is building the infrastructure that makes digital identities and transactions safe and trustworthy for billions of people. The mission is big, the problems are complex, and the impact is real.

We hire people who want that level of responsibility. People who move fast, build systems from scratch, and care deeply about turning strategy into execution. If you want predictability or narrow scope, this won't be your place. If you want to shape how a scaling global company operates keep reading.

About the Role: Senior Product Manager - Credit Risk

You'll own Bureau's credit product line: the signals, scores and decisioning tools lenders use to approve, price and monitor borrowers.

This is a builder's seat. You've shipped credit products from the lender's side; now you'll turn that judgment into products hundreds of lenders use.

What you ship will shape how millions of people in India and beyond get access to credit.

What you'll be doing

• Own the credit signals roadmap. Pick the next signals to build, from alternative data and behavioural patterns to fraud indicators that predict credit risk.

• Go deep with lenders. Learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product.

• Build across the credit lifecycle. Onboarding, underwriting, limits, early warnings and collections.

• Partner with data science. Define what a great signal looks like and take models from experiment to production.

• Ship, scale and prove impact. Launch API-first products and track approval rates, delinquency and fraud loss.

• Win with GTM and compliance. Help sales pitch and price credit deals, and keep products aligned with RBI and data protection rules.

What You'll Bring

Must have

• 5-8 years in product, at PM or Senior PM level, owning products end to end.

• Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally.

• Hands-on with signals: bureau data, alternative data, risk scores or fraud indicators used to make better decisions.

• Data fluency. You can question a Gini or KS number and pull your own insights with SQL.

• Clear communication with a CRO, an engineer and a salesperson alike.

Good to have

• You've built or productised a credit score, risk model or decisioning engine.

• You've worked with India's credit stack: bureaus, Account Aggregator, UPI or GST data.

• You've sold data or risk tools to lenders on the B2B side.

Our Culture

• We hire self-motivated people and get out of their way

• We value performance, not hours worked

• Speed, ownership, and impact matter most

Compensation

• Competitive salary + potential equity

• Health benefits, flexible PTO, learning budget