Senior / Product Manager

SAV; Gurgaon; On-site; INR 1,500,000 - 2,000,000; Full time

Job summary

SAV is seeking a Product Manager to own and scale its Cards and Subscriptions product line. You will lead end-to-end product strategy, enhancing user engagement and driving growth through effective monetization. You'll work in a dynamic fintech environment, ensuring a best-in-class user experience.

The ideal candidate has 4-7 years of experience in consumer finance, strong analytical skills, and a deep understanding of subscription models, alongside the ability to manage projects in a fast-paced setting.

Qualifications

• 4-7 years of experience in consumer products, fintech, or payments.
• Strong understanding of the cards ecosystem and recurring payments.
• Experience with transaction data and behavioral insights.

Responsibilities

• Own product strategy for Cards and Subscriptions.
• Drive product-led growth and optimize subscriptions.
• Collaborate with engineering and external partners.

Skills

Consumer products expertise

Fintech knowledge

Strong analytical skills

Understanding of subscription models

Project management skills

Job description

Sav is a Series A-stage company, founded by experienced operators with backgrounds across global banking, payments, and financial infrastructure. The company is backed by institutional investors and strategic partners, supporting its build‑out at the intersection of open finance, AI, and regulated financial products.

Operating across the GCC with a growing global footprint, Sav is building an autonomous finance platform that unifies how consumers spend, save, invest, and manage credit. The company has been recognized among the UAE Future 100, Deloitte Fast 50, and as a Top 10 AI startup in MENA by Google for Startups.

We operate across three core layers – data, intelligence, and products – to create a seamless financial system.

Our data layer aggregates real‑time financial information across institutions using open finance frameworks.

Our intelligence layer applies AI to identify opportunities, automate decisions, and optimise financial outcomes.

Our product layer embeds regulated financial offerings directly into the consumer journey.

This integrated stack creates a 360° platform to continuously launch and scale new financial products across markets. You will operate across this full stack – translating data into intelligence, and intelligence into live, scalable, revenue‑generation products.

What You Will Do

Product Ownership & Scale

• Own end-to-end product strategy, roadmap, and execution for Cards and Subscriptions.
• Scale existing product surfaces by improving reliability, depth, and user engagement.
• Identify and unlock new use cases across subscriptions, card controls, and spend management.
• Build intuitive experiences to help users track, manage, and optimise subscriptions.
• Develop features for subscription detection, renewal alerts, smart nudges, and cancellation flows.
• Enhance card management experiences including spend visibility, controls, and insights.

Monetisation & Growth

• Drive product-led growth through upsell, cross-sell, and subscription optimisation journeys.
• Identify monetisation levers across premium features, partnerships, and value‑added services.
• Improve activation, retention, and engagement metrics for cards and subscription users.

Data, Integrations & Infrastructure

• Work closely with engineering to scale card data pipelines, transaction enrichment, and subscription detection models.
• Collaborate with external partners (banks, networks, aggregators) to expand capabilities.
• Ensure high data accuracy, latency, and reliability across all user touchpoints.

Compliance & Risk

• Partner with Compliance to ensure alignment with DFSA, CBUAE, and SAMA guidelines.
• Build user trust through transparent, compliant, and secure product experiences.
• Work cross-functionally with Design, Engineering, Data, Marketing, and Operations.
• Translate ambiguous problem statements into clear PRDs, experiments, and shipped features.
• Act as the voice of the customer, continuously feeding insights back into the product roadmap.

Requirements

• 4‑7 years of experience in consumer products / fintech / payments.
• Strong understanding of cards ecosystem, recurring payments, and subscription models.
• Experience working with transaction data, categorisation, and behavioural insights.
• Ability to define scalable product systems and drive execution end-to-end.
• Strong analytical thinking with a bias toward shipping and iteration.
• Comfortable working in a fast-paced, regulated startup environment.

Why Join Sav?

• Be part of a mission-driven fintech scaling across the GCC.
• Own and scale a core product line with direct user impact.
• Work alongside a passionate and visionary leadership team.
• A flat, fast-paced, no-drama culture with high ownership and high trust.
• Collaborate with a globally distributed team of experienced builders.