Senior Officer, Area Sales Manager, Consumer Banking Group

DBS Bank Ltd; Palacode; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

DBS Bank Ltd. in Palacode is seeking a Senior Officer, Area Sales Manager for Consumer Banking.

You will lead and develop a team to drive gold loan acquisitions and portfolio growth in the assigned territory, while ensuring compliance with credit policies and risk guidelines. You will collaborate with credit, operations, and audit teams to ensure smooth loan processing and strong customer relationships, with a proven sales track record and excellent stakeholder management.

Qualifications

• Degree in Business, Finance, or a related discipline.
• Demonstrated experience in sales management and team leadership within the consumer banking or financial services sector, with specific exposure to gold loans.
• Strong understanding of gold loan valuation processes, collateral risk, and market dynamics.
• Proven track record of meeting sales targets and effectively managing distribution networks.
• Excellent interpersonal, communication, and stakeholder management skills.
• Strong analytical, problem-solving, and decision-making capabilities.

Responsibilities

• Lead, mentor, and drive a team of sales professionals to achieve gold loan acquisition and portfolio growth targets within the assigned territory.
• Formulate and execute localized sales strategies to expand market share and increase customer acquisition for gold loan products.
• Ensure adherence to credit policies, gold valuation standards, risk management frameworks, and regulatory guidelines.
• Monitor team performance metrics, conduct reviews, and implement coaching programs to enhance productivity and service quality.
• Collaborate with internal stakeholders, including credit, operations, and audit teams, to ensure seamless loan processing, secure safekeeping, and risk mitigation.
• Maintain high standards of customer relationship management and efficiently resolve escalated queries.

Skills

Sales leadership

Team management

Communication

Analytical thinking

Education

Business/Finance degree

Job description

## Senior Officer, Area Sales Manager, Consumer Banking GroupApply: Palacode: Full time: Posted Today: End Date: October 30, 2026 (22 days left to apply): WD89197**Business Function**As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.**Responsibilities*** Lead, mentor, and drive a team of sales professionals to achieve gold loan acquisition and portfolio growth targets within the assigned territory.* Formulate and execute localized sales strategies to expand market share and increase customer acquisition for gold loan products.* Ensure strict adherence to credit policies, gold valuation standards, risk management frameworks, and regulatory compliance guidelines.* Monitor team performance metrics, conduct regular reviews, and implement coaching programs to enhance productivity and service quality.* Collaborate with internal stakeholders, including credit, operations, and audit teams, to ensure seamless loan processing, secure safekeeping, and risk mitigation.* Maintain high standards of customer relationship management and efficiently resolve escalated customer queries.**Requirements*** Degree in Business, Finance, or a related discipline.* Demonstrated experience in sales management and team leadership within the consumer banking or financial services sector, with specific exposure to gold loans.* Strong understanding of gold loan valuation processes, collateral risk, and market dynamics.* Proven track record of meeting sales targets and effectively managing distribution networks.* Excellent interpersonal, communication, and stakeholder management skills.* Strong analytical, problem-solving, and decision-making capabilities.**Apply Now**We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.**Location:**Palacode**Job:**Product Sales**Schedule:**Regular**Employee Status:**Full time