Senior Manager - RMU

Grihum Housing Finance Ltd; New Delhi; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Grihum Housing Finance Ltd seeks a risk management professional to lead RMU activities for identifying, assessing, and mitigating operational, credit, and process risks. The role involves overseeing verification, investigating suspicious activity, reviewing risk alerts, and escalating exceptions to protect portfolio quality.

The candidate will coordinate with branches, credit, sales, and compliance teams to strengthen controls and ensure adherence to internal policies and regulatory requirements

Qualifications

• Experience in risk management across operations, credit or process risks.
• Ability to analyze risk data and prepare MIS reports.
• Knowledge of internal policies and regulatory requirements.

Responsibilities

• Manage RMU activities to identify, assess, and mitigate operational, credit, and process risks.
• Oversee verification processes, investigate suspicious transactions, review risk alerts, and escalate exceptions.
• Coordinate with branches, credit, sales, and compliance teams to strengthen controls and prevent fraud.
• Analyze risk trends, prepare MIS reports, and recommend process improvements.
• Ensure adherence to policies, risk frameworks, and regulatory requirements while supporting growth and portfolio quality.

Skills

Risk management

Regulatory compliance

Fraud detection

MIS reporting

Process improvement

Job description

Responsible for managing Risk Management Unit (RMU) activities to identify, assess, and mitigate operational, credit, and process risks

Oversee verification processes, investigate suspicious transactions, review risk alerts, and ensure timely escalation of exceptions

Coordinate with branches, credit, sales, and compliance teams to strengthen controls and prevent potential fraud

Analyze risk trends, prepare MIS reports, recommend process improvements, and monitor corrective actions

Ensure adherence to internal policies, risk management frameworks, and applicable regulatory requirements while supporting responsible business growth and portfolio quality