Manager - Central FCU

ABC - Aditya Birla Housing Finance Limited; Maharashtra; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

ABC - Aditya Birla Housing Finance Limited is seeking an experienced RCU Manager- Hunter to safeguard CUG databases by implementing risk management strategies and overseeing the Hunter Check process. You will lead a team of Hunter Supervisors and collaborate with IT, Compliance and Data Management to ensure accuracy and regulatory alignment.

The role focuses on developing strategic plans for Risk Containment, monitoring controls, analyzing hunter results, and driving improvements with external

Qualifications

• Strong knowledge of risk containment frameworks and controls.
• Experience in fraud/risk analytics and incident management.
• Ability to lead and mentor a team of supervisors and analysts.

Responsibilities

• Develop strategic plans for Risk Containment Unit's Hunter Activity.
• Oversee Hunter Check processes to ensure accuracy and regulatory compliance.
• Collaborate with IT, Compliance, and Data Management to enhance processes.
• Engage with external partners (e.g., Experian) to stay updated on risk technologies.
• Prepare management reports and communicate risk insights clearly.

Skills

Risk management

Team leadership

Compliance

Data management

Cross-functional collaboration

Job description

Job Purpose -
The RCU Manager- Hunter for Hunter Activity plays a crucial role in safeguarding the integrity of CUG databases through effective risk management strategies and the meticulous supervision of the Hunter Check process.

• Develop and implement strategic plans for the Risk Containment Unit's Hunter Activity.
• Align Hunter Check processes with the organization's risk management objectives.
• Collaborate with senior management to integrate risk containment strategies into overall business goals.
• Manage and lead a team of Hunter Supervisors responsible for executing the Hunter Check process.
• Provide guidance, training, and mentorship to ensure the team's efficiency and effectiveness.
• Foster a culture of continuous improvement and innovation within the unit.
• Ensure that the Hunter Check process is executed accurately, efficiently, and in compliance with relevant regulations.
• Implement and maintain controls to monitor the quality and consistency of the Hunter checks.
• Analyze results from Hunter checks to identify potential risks and areas for improvement.
• Develop and implement risk mitigation strategies to address identified issues.
• Work closely with cross-functional teams, including IT, Compliance, and Data Management, to enhance the effectiveness of the Hunter Check process.
• Collaborate with external partners, such as Experian, to stay informed about the latest developments in risk containment technology.
• Prepare comprehensive reports on the results of Hunter Activity for senior management and relevant stakeholders.
• Communicate findings, recommendations, and risk insights in a clear and concise manner.
• Provide regular updates on the status of risk containment efforts to key stakeholders.
• Explore opportunities to leverage advanced technologies and analytics to enhance the efficiency and accuracy of Hunter Activity.
• Collaborate with the IT department to implement technological improvements in the risk containment processes.
  

Job Purpose -
The RCU Manager- Hunter for Hunter Activity plays a crucial role in safeguarding the integrity of CUG databases through effective risk management strategies and the meticulous supervision of the Hunter Check process.

• Develop and implement strategic plans for the Risk Containment Unit's Hunter Activity.
• Align Hunter Check processes with the organization's risk management objectives.
• Collaborate with senior management to integrate risk containment strategies into overall business goals.
• Manage and lead a team of Hunter Supervisors responsible for executing the Hunter Check process.
• Provide guidance, training, and mentorship to ensure the team's efficiency and effectiveness.
• Foster a culture of continuous improvement and innovation within the unit.
• Ensure that the Hunter Check process is executed accurately, efficiently, and in compliance with relevant regulations.
• Implement and maintain controls to monitor the quality and consistency of the Hunter checks.
• Analyze results from Hunter checks to identify potential risks and areas for improvement.
• Develop and implement risk mitigation strategies to address identified issues.
• Work closely with cross-functional teams, including IT, Compliance, and Data Management, to enhance the effectiveness of the Hunter Check process.
• Collaborate with external partners, such as Experian, to stay informed about the latest developments in risk containment technology.
• Prepare comprehensive reports on the results of Hunter Activity for senior management and relevant stakeholders.
• Communicate findings, recommendations, and risk insights in a clear and concise manner.
• Provide regular updates on the status of risk containment efforts to key stakeholders.
• Explore opportunities to leverage advanced technologies and analytics to enhance the efficiency and accuracy of Hunter Activity.
• Collaborate with the IT department to implement technological improvements in the risk containment processes.
  

KRA's -

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)
Innovate & Identify process gaps in all products, suggestion and implementation of preventive solutions

• Identify gaps, Analyse & Quantify potential Risks & Challenges
• Ideate, design, develop, execute & maintain effective control measures and protocols for implementing risk framework
• Constant evaluation of controls
• Maintain oversight to ensure uniform implementation of process & policy
• Provide input on policy & product and process & system Re-engineering and Change management & Impact Analysis
• Steer execution of Surprise Branch visits
  

Effective verification of identified frauds & get the Unusual Event reporting & Verification activity

• Ensure Desk top level verification and tracking & record maintenance of Risk loss events (UEs)
• Guide end to end verification of UEs, Root Cause Analysis and maintain Case Mgmt. system for data integrity & easy retrieval.
• Provide feed for Rewards & Recognition and Punishment structure/events.
• Provide input of document screening & Physical verification activity
• Supervise negative data mgmt.
  

Risk Related IT/other projects

• Identify potential Risks
• Identification & evaluation of multiple technologies / systems
• Steer the Project BRD, execution, POC, UAT & implementation
• Database management
• Supervise building of rules & performance evaluation
  

Vendor mgmt. and ensure TAT adherence

• Create, implement & monitor effective Vendor Management Policy & Process for RCU Vendors
• Steer execution of Vendor Process Visits
• Implementing Vendor onboarding checks
• Ensure monthly RCU vendor expense budgeting & on time bill processing
  

Communication & timely Circulation of MIS/ Reports

• Continuous Co-ordination with all stake holders & address central escalations
• Networking with industry peers, stakeholders and police authorities
• Maintaining MIS of activities
• Time circulation of MIS/Reports/Dashboard