Senior Manager - Compliance

Mpokket Financial Services; Kolkata District, Bengaluru; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Mpokket Financial Services is seeking a Senior Manager - Compliance to helm day-to-day RBI reporting, change management, AML/KYC and regulatory testing. You will ensure adherence to RBI frameworks, maintain the compliance calendar, and lead audits and regulatory interactions.

The role demands 4–8 years NBFC/fintech compliance experience, strong RBI knowledge, and hands-on RBI returns with excellent Excel and stakeholder management skills. Based in India, Bangalore or Kolkata, full-time position.

Qualifications

• Bachelor's degree in finance, accounting, business or related field.
• 4–8 years of compliance experience in NBFC/bank/fintech.
• Strong knowledge of RBI regulations for NBFCs, Scale-Based Regulation, digital lending and PMLA/KYC.
• Hands-on RBI returns, regulatory change management and compliance testing.
• Experience in app-based or digital lending NBFC/fintech is preferred.
• Excellent Excel, detail-orientation and stakeholder management.
• Ability to translate regulations into practical controls.

Responsibilities

• Operate and maintain the Board-approved compliance framework and policy for a Middle-Layer NBFC.
• Prepare and file RBI regulatory returns and submissions on time; maintain calendar, registers and records.
• Track RBI circulars and Scale-Based Regulation; assess applicability and drive implementation.
• Monitor digital lending operations against RBI Digital Lending framework; review LSP/DLA arrangements.
• Oversee LSP/DLA due diligence and outsourcing register.
• Support KYC/AML programme and PMLA obligations; assist with STR/CTR reporting to FIU-IND.
• Develop AML strategies, investigate suspicious activities and identify trends.
• Collaborate with auditors and regulators; lead AML awareness training.
• Conduct compliance monitoring and testing; track findings to closure.
• Perform compliance risk assessments across products and processes; use compliance tools.
• Support regulatory inspections, audits and queries; maintain policies and SOPs; train staff on new products.

Skills

Regulatory reporting

Regulatory change mgmt

AML/KYC

Compliance monitoring

Data analysis

Stakeholder mgmt

Regulatory interpretation

Education

Bachelor's degree in finance/accounting/business

CS/CA/LL.B./compliance qualification

Tools

Excel

Job description

Role and responsibilities

We are looking for a Senior Manager - Compliance to lead day-to-day compliance activities across regulatory reporting, regulatory change management, digital lending, AML/KYC, compliance monitoring and testing. The role will help ensure that the business remains compliant with the RBI framework.

• Operate and maintain the Board-approved compliance framework and policy for a Middle-Layer NBFC.
• Prepare and file RBI regulatory returns and submissions accurately and on time; maintain the compliance calendar, registers and records.
• Track RBI circulars, directions and Scale-Based Regulation changes, assess applicability and drive implementation across teams.
• Monitor digital lending operations against the RBI Digital Lending framework, including LSP/DLA arrangements, Key Fact Statement and customer interface review.
• Oversee LSP/DLA due diligence and maintain the outsourcing register.
• Support the KYC/AML programme and PMLA obligations; assist the Principal Officer with STR/CTR reporting to FIU-IND.
• Develop AML strategies, investigate suspicious or fraudulent financial activity and use data to identify trends.
• Collaborate with auditors and regulators, and lead AML awareness training.
• Conduct compliance monitoring and testing, sample transactions and processes, and track findings to closure.
• Perform compliance risk assessments across products and processes using compliance tools and software.
• Support regulatory inspections, audits and queries.
• Maintain compliance policies and SOPs, conduct staff training and advise business teams on compliance requirements for new products and processes.

Preferred candidate profile

• Bachelor's degree or above in finance, accounting, business or a related field.
• Professional qualification such as CS, CA, LL.B. or certified compliance is an advantage.
• 4-8 years of compliance experience within an NBFC, bank or fintech.
• Strong working knowledge of RBI regulations for NBFCs, Scale-Based Regulation, digital lending, PMLA/KYC, Fair Practices Code and outsourcing norms.
• Hands-on experience in RBI returns, regulatory change management and compliance testing.
• Experience in an app-based or digital lending NBFC/fintech is preferred.
• Strong Excel skills, attention to detail, ownership, integrity, communication and stakeholder management.
• Ability to interpret regulations and translate them into practical controls.

Locations: Bangalore or Kolkata

Employment type: Full-time, permanent