Senior Finance Manager (Qualified CA)

Jai Finance; Bengaluru; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Jai Finance in Bengaluru seeks a Senior Finance Manager to oversee financial reporting, regulatory compliance, taxation, and NBFC-related processes, ensuring accurate monthly closes and robust internal controls.

You will manage P&L, balance sheet, RBI filings, co-lending accounting, and audit support, requiring CA qualification and 5–8 years of NBFC/financial services experience, with strong Excel skills and attention to detail.

Qualifications

• CA mandatory with 5–8 years of NBFC/financial services experience.
• Strong expertise in financial reporting, RBI/NBFC accounting, taxation and regulatory requirements.
• Proficient in Excel and financial statement preparation.

Responsibilities

• Manage day-to-day finance and accounting activities and monthly closures.
• Prepare P&L, Balance Sheet and Cash Flow with timely MIS reports.
• Ensure NBFC/RBI regulatory compliance and tax reconciliations.
• Coordinate audits and co-lending partner accounting reconciliations.

Skills

Financial reporting

Regulatory compliance

NBFC operations

Excel

Attention to detail

Communication

Education

CA – Mandatory

5–8 years of relevant NBFC/Banking experience

NBFC/Banking regulatory knowledge

Tools

Excel

Job description

***MUST BE A QUALIFIED CA

***MUST HAVE ATLEAST 2+ YEARS OF EXPERIENCE WITH NBFC/FINTECH COMPANY

JOB DESCRIPTION SENIOR FINANCE MANAGER

Role Purpose

The Finance Manager will be responsible for managing core finance activities of Jai Finance, including financial reporting, accounting, regulatory compliance, taxation, reconciliations, audit and MIS, with a strong focus on NBFC requirements.

Key Responsibilities

1. Financial Accounting & Reporting

• Manage day-to-day finance and accounting activities.
• Ensure accurate monthly financial closure.
• Prepare and review P&L, Balance Sheet and Cash Flow.
• Prepare monthly MIS and management reports.
• Monitor expenses and budget vs. actuals.

2. NBFC Finance & Regulatory

• Ensure finance-related NBFC/RBI requirements are completed on time.
• Support preparation and submission of RBI returns.
• Ensure appropriate accounting of loans, interest income, provisions, NPA and write-offs.
• Maintain required regulatory and financial records.

3. Treasury & Borrowings

• Coordinate with Treasury for daily cash and liquidity reporting.
• Maintain borrowing, interest and repayment schedules.
• Monitor lender obligations and interest payments.
• Support ALM and liquidity reporting.

4. Reconciliation & Controls

• Ensure timely bank reconciliation.
• Reconcile LMS/loan portfolio with books of accounts.
• Review disbursement and collection reconciliation.
• Strengthen financial controls and identify discrepancies.

5. Taxation

• Coordinate GST, TDS and income-tax compliances.
• Review tax reconciliations and payments.
• Coordinate with tax consultants.

6. Audit

• Coordinate statutory and internal audits.
• Provide audit schedules and supporting documents.
• Track and close audit observations within agreed timelines.

7. Co-Lending / Partner Accounting

• Support accounting and reconciliation of co-lending transactions.
• Review partner settlements, collections and disbursements.
• Ensure timely reconciliation with lending partners.

Key Deliverables

• Timely monthly financial closure
• Accurate financial and management MIS
• Timely RBI/regulatory reporting
• Bank and loan portfolio reconciliation
• Timely tax compliance
• Audit observation closure
• Borrowing and interest tracking
• Accurate financial controls and records

Qualification & Experience

• CA – Mandatory
• 5–8 years of relevant experience.
• Experience in NBFC / Banking / Financial Services preferred.
• Strong Excel and financial reporting skills.
• Knowledge of RBI/NBFC accounting, taxation and regulatory requirements.

Key Competencies

• Strong financial and analytical skills
• Attention to detail
• Good understanding of NBFC operations
• Ownership and accountability
• Strong coordination and communication skills
• Ability to work independently in a fast-growing NBFC environment