Senior Credit Risk Manager - Full Time

Talent Zone Consultant; Pune District; On-site; INR 3,200,000 - 4,200,000; Full time

Job summary

Talent Zone Consultant is hiring a Senior Credit Risk Manager in Pune to lead credit risk assessment, portfolio monitoring, risk mitigation and credit policy management. The role requires 10–15 years of experience in the banking/financial services sector.

Based in Pune, this full-time position involves developing risk strategies, evaluating borrower profiles, and ensuring compliance with RBI guidelines. The candidate will lead a credit risk team and communicate insights to senior leadership.

Qualifications

• 10–15 years of experience in credit risk management.
• Experience in RBI guidelines and internal risk policies.
• Ability to prepare credit risk reports and present insights to senior management.
• Experience leading a credit risk team.

Responsibilities

• Develop and implement credit risk management strategies and policies.
• Evaluate credit applications, financial statements, and borrower profiles.
• Monitor credit portfolios, exposure limits, and risk trends.
• Identify potential credit risks and recommend mitigation strategies.
• Conduct portfolio analysis, stress testing, and risk modelling.
• Ensure compliance with RBI guidelines and internal risk policies.
• Prepare credit risk reports and present insights to senior management.
• Lead and mentor the credit risk team.

Skills

Credit Risk Management

Credit Assessment

Portfolio Monitoring

Risk Modelling

Financial Analysis

Underwriting

Stress Testing

Basel Norms

RBI Guidelines

NPA Management

Tools

Excel

SQL

Job description

Job openings for Credit Risk Analyst in Pune

Hiring: Senior Credit Risk Manager

Location: Pune

Experience: 10-15 Years

Industry: Banking / BFSI / Financial Services

Contract Type: Full Time

Salary: Not Disclosed

Talent Zone Consultant is hiring an experienced Senior Credit Risk Manager to lead credit risk assessment, portfolio monitoring, risk mitigation, and credit policy management.

Key Responsibilities

• Develop and implement credit risk management strategies and policies.
• Evaluate credit applications, financial statements, and borrower profiles.
• Monitor credit portfolios, exposure limits, and risk trends.
• Identify potential credit risks and recommend mitigation strategies.
• Conduct portfolio analysis, stress testing, and risk modelling.
• Ensure compliance with RBI guidelines and internal risk policies.
• Prepare credit risk reports and present insights to senior management.
• Lead and mentor the credit risk team.

Key Skills

• Credit Risk Management
• Credit Assessment
• Portfolio Monitoring
• Risk Modelling
• Financial Analysis
• Underwriting
• Stress Testing
• Basel Norms
• RBI Guidelines
• NPA Management
• Excel
• SQL