Assistant Manager - Credit Risk

YourMoneyWise; Mumbai; On-site; INR 1,000,000 - 1,600,000; Full time

Job summary

YourMoneyWise is hiring in Mumbai for a full-time credit risk role. You will assess creditworthiness of corporate and retail loan applicants, develop risk models, and monitor portfolio performance, collaborating with business teams to optimize lending decisions.

Candidates should have MBA Finance or CA, with experience in credit underwriting or risk analytics, and proficiency in Excel, SQL, and credit rating tools, plus knowledge of RBI guidelines and Basel norms.

Qualifications

• MBA Finance or CA qualification.
• Experience in credit underwriting or risk analytics.
• Proficiency in Excel, SQL, and credit rating tools.
• Knowledge of RBI guidelines and Basel norms.

Responsibilities

• Assess creditworthiness of corporate and retail loan applicants.
• Develop risk models and monitor portfolio performance.
• Work closely with business teams to optimize lending decisions.

Skills

Credit underwriting

Risk analytics

Education

MBA Finance or CA

Tools

Excel

SQL

Credit rating tools

Job description

Mumbai, India Full Time 10-16 LPA 2-5 years

Description

Assess creditworthiness of corporate and retail loan applicants. Develop risk models and monitor portfolio performance. Work closely with business teams to optimize lending decisions.

Requirements

• MBA Finance or CA qualification
• Experience in credit underwriting or risk analytics
• Proficiency in Excel, SQL, and credit rating tools
• Knowledge of RBI guidelines and Basel norms