Senior Credit Monitoring Manager

CSB Bank; Ernakulam; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

CSB Bank in Ernakulam is seeking a Senior Credit Monitoring Manager to lead the preparation and publication of complex risk reports and newsletters. You will oversee portfolio reviews, delinquency analyses, and MIS automation while ensuring regulatory compliance and board-ready notes.

The role involves managing the Early Warning System, liaising with RBI and auditors, and driving ad hoc projects to standardise data processes and dashboards for risk visibility.

Qualifications

• Senior-level experience in credit monitoring and portfolio review.
• Experience in automation of MIS and reports.
• Ability to prepare management and board notes with insights.

Responsibilities

• Checking and publishing of complex reports & risk newsletters.
• Undertake portfolio review and manage delinquency and non-delinquency reports.
• Undertake new projects and liaison with RBI/Auditors.
• Automation of MIS/reports and processes to standardise activities.
• Follow-up on various MIS and dashboards.
• Manage Early Warning System and contribute to its improvement.
• Ensure compliance with regulatory and internal guidelines, processes and policies.
• Review and prepare management & board notes.

Skills

MIS analysis

Data visualization

Regulatory compliance

Risk monitoring

Stakeholder liaison

Education

MBA or CFA/CA

Job description

Senior Credit Monitoring Manager - CMD| Ernakulam

• 1) Checking and publishing of complex reports & risk newsletters.
• 2) Undertake Portfolio review and managing delinquency and non delinquency reports and frameworks.
• 3) Undertaking of new projects/Adhoc Task and liason with RBI/Auditors.
• 4) Automation of MIS/Reports and Processes to standarise activities & developing systems.
• 5) Follow-up on various MIS and dashboards.
• 6) Managing Early Warning System & Process and contributing to its improvement:
• 7) Ensuring Compliance to Regulatory & internal guidelines, processes and policies.
• 8) Review and Preparation Management & Board notes.

Able to work on complex MIS/data set, working on ad hoc requirement and unstructured data. To prepare various MIS which can be analyzed for highlight key trends and risk emerging from the same. Creating dashboards and reports to follow up and ensure the prevention of slippages. It requires to comply with all regulatory requirements for monitoring.

Post Graduate or MBA from Tier 1 institutes or CFA or CA Experience Level Senior Level