Manager/Senior Manger - Credit Risk (LAP)

Optimo Capital; Bengaluru; Sur place; INR 1 800 000 - 2 400 000; Plein temps

Résumé du poste

Optimo Capital in Bengaluru, India seeks an experienced risk professional to strengthen its credit and enterprise risk framework. You will review and improvise risk policies, design monitoring reports, and perform stress tests to identify early warning signals and protect assets.

The role requires 6–10 years in BFSI/NBFC and involves benchmarking performance against peers and shaping credit approval processes.

Qualifications

• Minimum 6-10 years of experience in BFSI/NBFC.

Responsabilités

• Review and improvise risk management policies covering Credit and Enterprise risk.
• Review and improvise the enterprise risk management framework and risk appetite for the organization.
• Perform dynamic portfolio review by designing monitoring reports and exception reports.
• Identify early warning signals in the portfolio to take timely corrective action.
• Identify and analyze threats to assets and earning capacity.
• Analyse peers/industry performance and compare it with the company.
• Develop credit approval matrix and review of credit approvals/exception handling.
• Designing analytic methodology for review and approval of new branches.
• Stress testing of portfolio on periodic basis.

Description du poste

Role & responsibilities

• Review & improvise the risk management policies covering Credit & Enterprise risk
• Review & improvised the enterprise risk management framework and risk appetite for the organization
• Perform dynamic portfolio review on continuous basis by designing various monitoring reports and exception report.
• Identify early warning signals in the portfolio to take timely corrective action.
• Identify and analyze threat to Assets and Earning capacit.
• Analyse peers/industry performance and compare it with company.
• Developing credit approval matrix and review of credit approvals / exception handling
• Designing analytic methodology for review and approval of new branches.
• Stress testing of portfolio on periodic basis

Preferred candidate profile

Minimum 6-10 years of experience in BFSI/NBFC