Credit Monitoring Manager - CMD

CSB Bank; Ernakulam; On-site; INR 600,000 - 900,000; Full time

Job summary

CSB Bank is seeking a credit governance and MIS professional to support preparation and analysis of credit MIS, portfolio reports and risk indicators. The role ensures accuracy of information, supports decision-making and compliance with internal policies and regulatory requirements.

Experience required: 2 to 5 years; Post Graduate/MBA from Tier 2 institutes or CFA or CA. You will prepare and publish reports, monitor risks, coordinate with stakeholders and drive automation to improve governance.

Qualifications

• Prepare and publish credit MIS, portfolio reports, and dashboards covering portfolio growth, asset quality, delinquency trends, and risk indicators.
• Analyze portfolio performance and identify emerging risks, stress indicators, and delinquency trends to support proactive risk management.
• Monitor actionables arising from MIS and portfolio reviews and coordinate with stakeholders to ensure timely resolution of identified risks.
• Track portfolio quality and support initiatives aimed at controlling slippages, reducing delinquencies and maintaining asset quality.
• Review the effectiveness of MIS, reports, and dashboards and recommend enhancements, automation and process improvements.
• Prepare management reports, Board notes, audit-related information and portfolio governance presentations.
• Support automation and system-based reporting initiatives to improve reporting accuracy, efficiency and governance.
• Ensure accuracy, completeness and compliance of portfolio reporting with internal policies and regulatory requirements.

Responsibilities

• Prepare and publish credit MIS, portfolio reports, and dashboards covering portfolio growth, asset quality, delinquency trends, and risk indicators.
• Analyze portfolio performance and identify emerging risks, stress indicators, and delinquency trends to support proactive risk management.
• Monitor actionables arising from MIS and portfolio reviews and coordinate with stakeholders to ensure timely resolution of identified risks.
• Track portfolio quality and support initiatives aimed at controlling slippages, reducing delinquencies and maintaining asset quality.
• Review the effectiveness of MIS, reports, and dashboards and recommend enhancements, automation and process improvements.
• Prepare management reports, Board notes, audit-related information and portfolio governance presentations.
• Support automation and system-based reporting initiatives to improve reporting accuracy, efficiency and governance.
• Ensure accuracy, completeness and compliance of portfolio reporting with internal policies and regulatory requirements.

Skills

Credit governance

Portfolio monitoring

MIS reporting

Risk indicators analysis

Stakeholder coordination

Education

Post Graduate or MBA from Tier 2 institutes or CFA or CA

Job description

To support credit governance and portfolio monitoring through preparation and analysis of credit MIS, portfolio reports and risk indicators. The role ensures accuracy of information, supports decision-making and facilitates compliance with internal policies and regulatory requirements.

Experiences Range: 2 to 5 years

Post Graduate or MBA from Tier 2 institutes or CFA or CA

• Prepare and publish credit MIS, portfolio reports, and dashboards covering portfolio growth, asset quality, delinquency trends, and risk indicators.
• Analyze portfolio performance and identify emerging risks, stress indicators, and delinquency trends to support proactive risk management.
• Monitor actionables arising from MIS and portfolio reviews and coordinate with stakeholders to ensure timely resolution of identified risks.
• Track portfolio quality and support initiatives aimed at controlling slippages, reducing delinquencies and maintaining asset quality.
• Review the effectiveness of MIS, reports, and dashboards and recommend enhancements, automation and process improvements.
• Prepare management reports, Board notes, audit-related information and portfolio governance presentations.
• Support automation and system-based reporting initiatives to improve reporting accuracy, efficiency and governance.
• Ensure accuracy, completeness and compliance of portfolio reporting with internal policies and regulatory requirements.