Assistant Manager - Credit

YourMoneyWise; Mumbai; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

YourMoneyWise in Mumbai, India seeks a credit underwriter for full-time roles. You will assess creditworthiness of retail and SME loan applicants, prepare appraisal notes, and monitor portfolio quality. The position collaborates with sales and risk teams to ensure prudent lending practices.

The ideal candidate has 2+ years of underwriting experience and strong knowledge of Basel norms and RBI guidelines, with solid Excel and credit scoring model skills. Mumbai location.

Qualifications

• MBA in Finance or CA with relevant underwriting experience.
• 2+ years of credit underwriting experience.
• Knowledge of Basel norms and RBI guidelines
• Proficiency in Excel and credit scoring models

Responsibilities

• Assess creditworthiness of retail and SME loan applicants.
• Prepare credit appraisal notes.
• Monitor portfolio quality.
• Collaborate with sales and risk teams.

Skills

Credit underwriting

Basel norms knowledge

RBI guidelines knowledge

Excel proficiency

Credit scoring models

Education

MBA in Finance

CA

Tools

Excel

Job description

Mumbai, India Full Time 10-15 LPA 2-5 years

Description

Assess creditworthiness of retail and SME loan applicants, prepare credit appraisal notes, and monitor portfolio quality. Work closely with sales and risk teams to ensure prudent lending.

Requirements

• MBA in Finance or CA
• 2+ years of credit underwriting experience
• Knowledge of Basel norms and RBI guidelines
• Proficiency in Excel and credit scoring models