Senior Backend Developer

Drip Capital Inc.; Mumbai; On-site; INR 1,100,000 - 1,700,000; Full time

Job summary

Drip Capital Inc. is hiring a Backend Developer to design, build, deploy, and maintain microservices delivering time-sensitive capital to customers globally. You will partner with product managers to translate requirements into scalable technical solutions and create risk modules for varying markets.

The role emphasizes API design, database optimization, and robust software architecture, with a focus on high-quality, reusable backend components and test-driven development practices.

Qualifications

• 3+ years of experience in building low-latency, distributed systems.
• Strong problem-solving and communication skills.
• Proficiency in at least one backend language (Python, Ruby, Golang, Java, C/C++).
• Experience with MVC frameworks such as Ruby on Rails, Spring, CodeIgniter.
• Proficiency in MySQL or PostgreSQL with optimized SQL and indexing understanding.
• Experience in designing and building APIs (RESTful or GraphQL).
• Solid understanding of software architecture fundamentals (OO design, abstractions, system design).
• Interest in test-driven development.
• Nice to have Ruby on Rails experience.

Responsibilities

• Designing, building, deploying, and maintaining microservices that provide time-sensitive capital to customers worldwide.
• Collaborating closely with product managers to understand customer requirements and define technical solutions.
• Developing risk modules to adapt to individual and market variations.
• Creating and enhancing workflow automation.
• Debugging issues across services and multiple levels of the technology stack.

Skills

Python

Ruby

Golang

Java

C/C++

MVC frameworks

SQL Queries

APIs (REST/GraphQL)

Tools

Ruby on Rails

Spring

CodeIgniter

Job description

We are a US-based fintech company revolutionizing global trade for SMEs. At Drip Capital, we’re redefining the future of trade finance and facilitation, empowering small and medium-sized enterprises (SMEs) to scale internationally with ease.

With the global SME trade market exceeding $5 trillion, our mission is to provide businesses in emerging markets with seamless access to capital—eliminating red tape and outdated processes. By leveraging cutting-edge technology, we make trade finance fast, efficient, and hassle-free. Beyond financing, we simplify trade and sourcing, helping SMEs navigate global markets effortlessly.

Headquartered in Palo Alto, California, with offices in India, Drip Capital is strategically positioned to meet the evolving needs of SMEs in emerging markets.

Backed by top investors—including Accel, Peak XV, Wing VC, Sequoia India, Y Combinator, GMO, SMBC Japan, Barclays, and IFC—Drip has facilitated over $7 billion in trade across 10,000+ buyers and sellers.

As we continue to grow, we remain committed to transforming global trade for SMEs worldwide.

Role Overview –

As a Backend Developer at Drip Capital, you will be responsible for:

• Designing, building, deploying, and maintaining microservices that provide time-sensitive capital to customers worldwide.
• Collaborating closely with product managers to understand customer requirements and define technical solutions.
• Developing risk modules to adapt to individual and market variations.
• Creating and enhancing workflow automation.
• Debugging issues across services and multiple levels of the technology stack.

Required Qualifications

• 3+ years of relevant experience in building low-latency, distributed systems that are scalable and reliable.
• Strong problem-solving and communication skills.
• Proficiency in at least one backend programming language such as Python, Ruby, Golang, Java, C/C++
• Experience with at least one MVC framework used for backend development, such as Ruby on Rails, Spring, CodeIgniter, etc.
• Proficiency in relational databases (MySQL or PostgreSQL), with the ability to write optimized SQL queries and understand indexing, schema design, and query performance.
• Experience in designing and building APIs, including RESTful APIs or GraphQL, with good understanding of versioning, pagination, authentication, and best practices.
• Solid understanding of software architecture fundamentals, including object-oriented design, abstractions, and system design.
• Passion for building well-engineered, reusable backend components with high-quality code.
• Basic knowledge of test-driven software development.
• Good to have prior experience with ruby on rails.

Why Join Us?

• Opportunity to work with cutting-edge technology in the fintech space.
• Collaborate with a talented and passionate team.
• Competitive compensation and benefits package.
• A culture that values innovation, learning, and growth.