Senior Associate - Banking Operations and Financial Analysis

NTT DATA Global Delivery Services Ltd; Chennai; On-site; INR 600,000 - 900,000; Full time

Job summary

NTT DATA Global Delivery Services Ltd in Chennai is seeking a Banking Operations Senior Associate to analyze and spread financial statements, input data into bank-approved tools, and support credit evaluations. You will ensure accuracy, maintain SLAs, and comply with internal controls and risk management standards.

The role requires 2-4 years in Banking BPO, a commerce/finance degree, strong analytical skills, and proficiency in Excel and financial tools.

Qualifications

• 2-4 years banking BPO experience.
• Bachelor’s degree in commerce, accounting or finance.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Proficiency in Excel and financial analysis tools.
• Strong written and verbal communication skills.

Responsibilities

• Analyze and spread financial statements (Balance Sheets, Income Statements, Cash Flow Statements).
• Input data into bank-approved spreading tool.
• Review audited/compiled statements for completeness and accuracy.
• Calculate and validate key metrics and ratios.
• Identify discrepancies and escalate issues.
• Support Credit Analysts and Underwriters in financial statement analysis.
• Maintain SLAs and productivity targets; ensure regulatory compliance.
• Attend team meetings or customer calls.

Skills

Analytical skills

Attention to detail

Excel proficiency

Communication skills

Deadline management

English communication

Education

Bachelor's in commerce/Accounting/Finance

Tools

Moody's Credit Lens

nCino

Job description

Banking Operations Senior Associate Job Details:

Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements. Extract and input financial data into bank-approved spreading tool. Review audited and compiled financial statements for completeness and accuracy. Calculate and validate key financial metrics, ratios. Identify discrepancies, missing information, and unusual financial trends for escalation. Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. Maintain service level agreements (SLAs) and productivity targets. Ensure compliance with internal controls, regulatory requirements, and risk management standards. Knowledge of GAAP, IFRS, or regional accounting standards. Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems. Participating in the training programs based on business needs Attending team meetings or customer calls.

Job Requirements & eligibility Criteria:

• 2-4 Years of experience in Banking BPO is preferred.
• Bachelor’s degree in commerce, Accounting, Finance, or a related field.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Strong attention to detail and analytical skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Good written and verbal communication skills.
• Ability to work under deadlines and manage multiple priorities.
• Ability to work scheduled shifts.
• Ability to communicate (oral/written) effectively in English to exchange information with our client when required.

Experience Level Mid Level