Senior Associate

Spocto Inc.; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Yubi is seeking a Finance Analyst to ensure the quality and accuracy of automated credit reports and contribute to robust credit analysis frameworks. The role requires sharp analytical and numerical abilities to drive reliable credit assessments and scalable solutions.

The position, based in India, involves preparing financial reports, collaborating with cross-functional teams, and supporting budgeting, forecasting, and strategic planning.

Qualifications

• MBA finance OR CA Intermediate or CA Final with exceptional analytical and numerical abilities.
• MBA finance / CA professionals with 0-2 years of experience
• Exceptional attention to detail with a high level of proficiency in data analysis and numerical reasoning.
• Strong problem-solving skills to address gaps and inconsistencies in credit frameworks and reports.

Responsibilities

• Prepare accurate and timely financial reports, analyze financial data, and provide insights.
• Conduct in-depth analysis of financial statements, budgets, forecasts, and KPIs.
• Collaborate with cross-functional teams to understand business requirements and translate them into financial models.
• Identify trends, risks, and opportunities through data analysis and financial modeling.
• Develop and maintain reporting systems, dashboards, and data visualizations for stakeholders.
• Participate in budgeting, forecasting, and strategic planning processes.
• Continuously improve financial reporting processes and systems for enhanced efficiency and accuracy.
• Excellent communication skills to present complex financial information to diverse audiences.

Skills

Analytical skills

Numerical abilities

Attention to detail

Problem solving

Communication skills

Education

MBA finance

CA Intermediate

CA Final

Job description

Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.

From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products

Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.

Job Description

At Yubi , we're all about freeing the flow of finance between borrowers, lenders, and investors. We're not just a fintech company; we're the world's possibility platform for discovering, investing, fulfilling, and collecting debt solutions. With a recent Series B fundraising round of $137 million, we've become India's fastest fintech unicorn. We're transforming the global institutional debt market through technology and making a real impact. Our two-sided debt marketplace connects institutional and HNI investors with corporate borrowers, making finance more accessible and efficient.

Yubi Loans: Term loans and working capital solutions for enterprises.

Yubi Invest: Bond issuance and investments for institutional and retail participants.

Yubi Pool: End-to-end securitizations and portfolio buyouts.

Yubi Flow: A supply chain platform offering trade financing solutions.

Yubi Co.Lend: Co-lending partnerships for banks and NBFCs.

We've already onboarded over 12,000 enterprises and 5,000 investors, facilitating debt volumes of over INR 200,000 crore. Plus, 70% of India's top public and private sector banks and over 100 of India's largest NBFCs are partnering with us. We have Digitized Debt Collection With 100 Million+ accounts processed till Date.

Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed, and Lightrock, we're revolutionising the debt market.

Life at Yubi:

Our people are at the core of our business, and we consider them our most valuable assets. We're a dynamic team of over 1,400 like-minded individuals, all motivated and driven to create meaningful change. We work hard, but we also know how to have fun. Join us, and you'll be part of a team that's changing the way people perceive debt.

Type: Full Time

Job Description:

We are seeking a motivated Finance Analyst to ensure the quality and accuracy of automated credit reports and contribute to the development of robust credit analysis frameworks. The role requires a deep understanding of financial documents and analytical expertise to drive reliable credit assessments and scalable solutions.

Key Responsibilities:

• Prepare accurate and timely financial reports, analyze financial data, and provide insights.
• Conduct in-depth analysis of financial statements, budgets, forecasts, and KPIs.
• Collaborate with cross-functional teams to understand business requirements and translate them into financial models.
• Identify trends, risks, and opportunities through data analysis and financial modeling.
• Develop and maintain reporting systems, dashboards, and data visualizations for stakeholders.
• Participate in budgeting, forecasting, and strategic planning processes.
• Continuously improve financial reporting processes and systems for enhanced efficiency and accuracy.
• Excellent communication skills to present complex financial information to diverse audiences.

Skills and Qualifications:

• Qualification: MBA finance OR CA Intermediate or CA Final with exceptional analytical and numerical abilities.
• MBA finance / CA professionals with 0-2 years of experience
• Exceptional attention to detail with a high level of proficiency in data analysis and numerical reasoning.
• Strong problem-solving skills to address gaps and inconsistencies in credit frameworks and reports.