Senior Analyst

Northern Trust Corp; Pune District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Northern Trust is seeking a Senior KYC Analyst to join the enterprise AML/KYC function in Pune. The role covers onboarding, periodic reviews, and event-driven reviews, ensuring compliance with policies and procedures.

You will review Customer Identification, Customer Due Diligence, and Enhanced Due Diligence for clients. Responsibilities include maintaining KYC records, coordinating with Relationship Managers to obtain necessary documentation, and performing EDD on high-risk clients, including

Qualifications

• A college or university degree and/or equivalent relevant professional experience.
• 2-4 years' experience in an AML/KYC function.
• Experience analysing complex ownership structures to determine risk exposure and jurisdiction-specific KYC requirements.
• Strong teamwork, time management skills and communication with stakeholders.
• Proficiency in Microsoft Word and Excel.

Responsibilities

• Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources.
• Coordinate with Relationship Managers and client-facing teams to obtain documentation needed for KYC.
• Review information and documentation to ensure compliance with AML/KYC policies and procedures.
• Validate CIP and CDD in the KYC system for completeness and accuracy.
• Perform EDD on high risk clients, including PEP analysis and relevant forms.
• Analyze complex ownership structures to determine risk exposure and jurisdictional KYC requirements.
• Collaborate with 2LOD and CoE/PM teams on policy or procedural questions.
• Ensure timely follow-ups to complete KYC within deadlines and meet KPIs.
• Provide regular progress updates to stakeholders.

Skills

AML/KYC experience

Team player

Attention to detail

Analytical mindset

Communication with stakeholders

Microsoft Word & Excel

Education

College/university degree

Job description

About Northern Trust

As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions. Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide. With more than 135 years of financial experience and over 24,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.

Senior KYC Analyst

Northern Trust is seeking a Senior KYC Analyst to join the enterprise First Line of Defence (1LOD) Anti Money Laundering (AML)/Know Your Customer (KYC) function. The role reports to a KYC Operations Team Lead, within the Office of the Chief Operating Officer (COO). This position supports the timely end to end AML/KYC process across client onboarding, periodic reviews, and event driven reviews, ensuring compliance with Northern Trust policies and procedures. The role provides extensive review of Customer Identification, Customer Due Diligence, and Enhanced Due Diligence for all clients of Northern Trust.

Role Overview

The Senior KYC Analyst is responsible for supporting Lines of Business in the execution of AML/KYC requirements across onboarding, periodic, and event driven reviews. The role involves performing detailed reviews of client information and documentation, including complex and high risk cases, while supporting KYC Analysts with subject matter expertise and guidance to ensure consistent, high quality outcomes.

Key Responsibilities

• Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources
• Work alongside Relationship Managers and client facing teams to obtain documentation required to meet KYC requirements directly from clients
• Review information and documentation received to ensure compliance with Northern Trust AML/KYC policies and procedures
• Validate information within the KYC system of record and ensure Customer Identification Program (CIP) and Customer Due Diligence (CDD) is fully complete and accurate
• Perform Enhanced Due Diligence (EDD) on high risk clients, including Politically Exposed Person (PEP) analysis and completion of relevant EDD forms
• Analyse complex ownership structures to determine risk exposure and applicable jurisdictional KYC requirements
• Work with Second Line of Defence (2LOD) and the KYC Centre of Excellence (CoE) / Program Management teams regarding policy or procedural questions
• Ensure follow ups are performed in a timely manner to complete KYC within required deadlines and meet KRI / KPI targets
• Provide regular updates to stakeholders on progress and outstanding requirements
• Support KYC Analysts with complex KYC queries to minimise outreach to external teams
• Attend and participate in regular AML awareness training sessions to support the quality and consistency of deliverables

Qualifications & Experience

• A college or university degree and / or equivalent relevant professional experience
• 2-4 years' experience in an AML/KYC function
• Experience analysing complex ownership structures to determine risk exposure and jurisdiction- specific KYC requirements
• Ability to work effectively as a team player with strong time management skills
• Evidence of effective communication with stakeholders
• Strong attention to detail with an analytical mindset
• Proficiency in Microsoft Word and Excel

Eligibility - Internal Eligibility

12 months as an Analyst II

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve. Philanthropy is deeply rooted in Northern Trust's history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at [e-mail], or alternatively you can discuss your individual requirements with the recruiter you are working with.

About Our Pune Office

The Northern Trust Pune office, established in 2016, is now home to over 3,000 employees. The office handles various functions, including Operations for Asset Servicing and Wealth Management, as well as delivering critical technology solutions that support business operations across the globe. Our Pune team takes our commitment to service to heart. In 2024, they volunteered more than 10,000+ hours into the communities where they live and work. Learn more.

Terms and Conditions

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Nondiscrimination Provision (U.S)
Transparency in Coverage Disclosure - North America
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities.

APAC/INDIA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources' decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

Canada EEO STATEMENT

Northern Trust is an Equal Opportunity Employer. Hiring and other employment decisions at Northern Trust are made without regard to race, colour, religion, sex, ancestry, national origin, ethnic origin, age, disability, citizenship, veteran status, sexual orientation, record of offences, marital status, family status, or any other characteristic protected by federal, provincial, or local law, regulation, or ordinance.

EMEA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources' decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

USA EEO STATEMENT

It is the policy of The Northern Trust Company to afford equal opportunity in all phases of employment without regard to an individual's age, race, color, religion, creed, gender, national origin, citizenship status, marital status, pregnancy, sexual orientation, gender identity, gender expression, genetic tests and information, physical or mental disability, protected veteran status or any other legally protected status. EEO Know Your Rights (U.S.)