Sales Intern

Muthoot Finance; Visakhapatnam; On-site; INR 324,000 - 400,000; Full time

Benefits offered by this job

Structured internship

Opportunity for full-time

Job summary

Muthoot Finance invites energetic graduates for a 12-month Sales Intern Personal Loans Cross-Selling role in Visakhapatnam. You will promote and cross-sell Personal Loan products, generate leads, and support business growth through customer engagement.

The internship offers structured training, a clear path to a full-time on-role position as Sales Executive / Relationship Executive – Personal Loans, with progression to an annual CTC of up to ₹4.00 LPA after probation.

Qualifications

• Graduates from any recognized university who passed out in 2023, 2024, 2025, or 2026 are eligible.
• Candidates from any discipline are welcome.
• Strong communication and interpersonal skills.
• Passion for sales, customer acquisition, and business development.
• Basic understanding of financial products and services is preferred.
• Ability to work independently and achieve sales targets.
• Willingness to travel and meet customers, if required.

Responsibilities

• Identify and approach potential customers for Personal Loan products.
• Cross-sell Personal Loans to existing customers through various sales channels.
• Generate qualified leads and convert them into successful loan disbursements.
• Build and maintain strong customer relationships.
• Explain product features, benefits, eligibility criteria, and documentation requirements to customers.
• Achieve assigned sales targets and productivity benchmarks.
• Coordinate with internal teams to ensure smooth processing of loan applications.
• Maintain accurate records of customer interactions and sales activities.
• Adhere to company policies, compliance guidelines, and regulatory requirements.

Skills

Strong communication

Interpersonal skills

Sales mindset

Willingness to travel

Education

Graduate degree (2023-2026)

Tools

CRM basics

Job description

Role & responsibilities

Job Title: Sales Intern Personal Loans Cross-Selling

Department

Sales & Business Development

Internship Duration

12 Months

About the Role

We are looking for energetic, self-motivated, and customer-focused individuals to join our team as Sales Interns. The primary responsibility of this role is to promote and cross-sell Personal Loan products to existing and prospective customers, generate leads, and support business growth through effective customer engagement.

This internship provides a structured career path with an opportunity for full-time employment upon successful completion of the internship period.

Key Responsibilities

• Identify and approach potential customers for Personal Loan products.
• Cross-sell Personal Loans to existing customers through various sales channels.
• Generate qualified leads and convert them into successful loan disbursements.
• Build and maintain strong customer relationships.
• Explain product features, benefits, eligibility criteria, and documentation requirements to customers.
• Achieve assigned sales targets and productivity benchmarks.
• Coordinate with internal teams to ensure smooth processing of loan applications.
• Maintain accurate records of customer interactions and sales activities.
• Adhere to company policies, compliance guidelines, and regulatory requirements.

Eligibility Criteria

• Graduates from any recognized university who passed out in 2023, 2024, 2025, or 2026are eligible to apply.
• Candidates from any discipline are welcome.
• Strong communication and interpersonal skills.
• Passion for sales, customer acquisition, and business development.
• Basic understanding of financial products and services is preferred.
• Ability to work independently and achieve sales targets.
• Willingness to travel and meet customers, if required.

Compensation Structure

Internship Period (12 Months)

First 6 Months

• Monthly Stipend: 12,500

Next 6 Months

• Monthly Stipend: 18,000

Career Progression

Upon successful completion of the 12-month internship and satisfactory performance, candidates will be offered a Full-Time On-Role position.

Full-Time Employment

Designation:Sales Executive / Relationship Executive – Personal Loans

Annual CTC: 3.24 Lakhs Per Annum (LPA)

Probation Period

• Duration: First 6 months after joining as a full-time employee.
• Employees will be evaluated on sales performance, productivity, customer service, adherence to company policies, and compliance standards.

Post-Probation Salary Revision

Upon successful completion of the probation period and based on performance evaluation:

Revised Annual CTC: 4.00 Lakhs Per Annum (LPA)

What We Offer

• Comprehensive training in Personal Loan sales and customer acquisition.
• Hands-on experience in the financial services industry.
• Mentorship and guidance from experienced sales professionals.
• Clear and structured career progression path.
• Opportunity to transition into a permanent on-roll role.
• Performance-driven growth and learning opportunities.