Risk & Compliance Head - FinTech Company

gHRig People Solutions; India; On-site; INR 4,200,000 - 6,600,000; Full time

Job summary

gHRig People Solutions seeks a seasoned Risk & Compliance Head to lead risk management and regulatory compliance for a fintech company in India. You will design and oversee a robust framework, ensure adherence to AML/KYC, PCI DSS, data privacy, and other applicable laws, and protect assets and reputation.

You will engage with regulatory bodies, implement internal controls, train staff, and report to the executive team and Board. Strong strategic thinking required.

Qualifications

• Extensive experience in risk management and regulatory compliance within financial services or fintech.
• Knowledge of AML, KYC, PCI DSS and data privacy requirements.
• Ability to liaise with regulatory bodies and manage audits and reporting.
• Strong leadership and change management capabilities.

Responsibilities

• Develop and oversee risk management framework across all operations.
• Ensure compliance with local and international financial regulations related to payments.
• Identify, assess, monitor and report risks including operational, financial, regulatory and reputational.
• Lead internal controls, training, and policy development to reduce risk exposure.
• Coordinate with regulatory authorities during investigations, audits and inquiries.
• Advise senior management on risk and compliance for new product launches and market expansion.

Skills

Risk management

Regulatory compliance

AML & KYC

PCI DSS

Data privacy

Stakeholder management

Job description

Job Summary:

We are seeking a highly experienced and dynamic Risk & Compliance Head to lead our risk management and regulatory compliance functions at a FinTech Company. The successful candidate will be responsible for developing, implementing, and overseeing a robust risk management framework and ensuring adherence to all relevant laws, regulations, and internal policies. This role requires a strategic thinker with a deep understanding of the financial services and fintech regulatory landscape, particularly concerning payment systems and digital transactions. The Risk & Compliance Head will play a critical role in safeguarding the company's assets, reputation, and operational integrity.

Key Responsibilities:

• Develop, implement, and maintain comprehensive risk management frameworks, policies, and procedures across all business operations.
• Oversee and manage all aspects of regulatory compliance, ensuring the company adheres to local and international financial regulations pertinent to payment services (e.g., AML, KYC, PCI DSS, data privacy).
• Identify, assess, monitor, and report on key risks, including operational, financial, strategic, reputational, and compliance risks.
• Establish and maintain strong relationships with regulatory bodies, acting as the primary point of contact for all compliance-related inquiries, audits, and reporting.
• Lead the development and implementation of internal controls to mitigate identified risks and ensure operational efficiency and integrity.
• Conduct regular risk assessments and compliance reviews to identify gaps and recommend corrective actions.
• Develop and deliver compliance training programs for employees to foster a culture of risk awareness and ethical conduct.
• Stay abreast of changes in regulatory requirements and industry best practices, proactively adapting company policies and procedures.
• Manage and investigate compliance breaches, incidents, and customer complaints related to risk and compliance matters.
• Provide expert advice and guidance to senior management and business units on risk and compliance matters, supporting new product development and market expansion.
• Prepare and present detailed risk and compliance reports to the executive leadership team and the Board of Directors.
• Oversee fraud prevention strategies and systems, working closely with operations and technology teams. .