Risk Analyst

Kotak Mahindra Bank; Mumbai; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Kotak Mahindra Bank is looking for an experienced Risk Analyst to work in its Risk Analytics function. The role involves loss forecasting, analyzing macro trends, and providing insights on emerging risk trends. The ideal candidate should have 3 to 6 years of experience in risk management and data analytics, with strong skills in SQL and Python.

The position requires at least a bachelor's degree in Engineering with a focus on mathematics, statistics, or economics. Candidates should also possess excellent project management and communication skills.

Qualifications

• 3 to 6 years of experience in Risk management and data analytics.
• Experience in Fintechs, Banks, or NBFCs is preferred.
• Strong knowledge of Python and ML techniques.

Responsibilities

• Forecast losses and analyze attribution.
• Identify early warning trends for portfolios.
• Estimate recoveries and analyze macro trends.
• Provide insights on emerging risk trends.

Skills

Risk management

Data analytics

SQL

Python

Excel

Machine Learning techniques

Education

Masters or Bachelors in Engineering with mathematical/statistical/economics background

Tools

SAS

Job description

Level- M3/M4

Function- Risk Analytics

Location- Mumbai

Job Role- Risk + Analytics + SQL + Python

JOB RESPONSIBILITIES-

• Loss Forecasting, loss attribution analysis
• Early warning trends for portfolios based on in house and external behaviour
• Recovery estimation
• Analysis of macro trends and its impact on portfolio
• Insights on emerging risk trends

Skills/Knowledge prerequisites

• 3 to 6 years of experience working with Risk management and data analytics
• Should have past experiences working in Fintech’s, Banks, NBFC’s directly or through providing consultancy services
• Advance working knowledge in Excel, SAS, SQL etc. strong knowledge of Python
• Understanding of unsecured products like credit cards, consumer finance products
• Knowledge of decision tree, supervised and unsupervised ML techniques
• Ability to work independently, collaborate effectively within a team
• Ability to guide and mentor juniors
• Strong organizational and time management skills to handle multiple projects and meet deadlines

Education\Qualification

Masters or Bachelors (Engineering) degree with mathematical/ statistical/economics background

Soft Skills

• Creativity and business problem solving
• Strong Project management skills
• Ability to tackle new and unforeseen challenges
• Attention to detail
• Strong verbal and written communication skills
• High level of integrity & empathy