Relationship Manager_Mid Market_0412_1314_1055971_HRR

Kotak Mahindra Bank; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Mid Market Relationship Manager in the Wholesale Bank. The role focuses on acquiring new clients while managing a focused portfolio and cross-selling Trade, Forex, CMS and salary accounts.

You will collaborate with product and operations teams to deliver superior client experiences, grow the cash and asset book, and ensure profitability and regulatory compliance.

Qualifications

• CA/MBA in finance/Marketing
• 3-6 Years of relevant banking experience

Responsibilities

• Acquire NTB clients – Asset & Liability
• Manage existing portfolio, grow SOH and CASA book
• Generate Fee Income & be responsible for account profitability and ensuring minimal delinquency
• Revenue delivery across products, ensure compliance to bank’s audits, statutory and regulatory requirements
• Develop Relationships and liaise with product and operations teams to provide customers experience of high standards.

Skills

Relationship management

New client acquisition

Portfolio management

Financial analysis

Communication skills

Attention to detail

Education

CA / MBA in finance/Marketing

Job description

Job Description:

Position / Job Title (Proposed)

Mid Market - Relationship Manager

Function

Corporate Banking-Sales

Segment

Wholesale Bank

Division

Wholesale Bank

Grade

M4/M5/M6

Reporting To

Senior Relationship Manager- Mid Markets

Location

Delhi/Mumbai/Gujarat/Bangalore/Chennai/Hyderabad

About the Company/Business

Mid-Market business unit is part of Wholesale Banking. It provides tailored financial solutions to companies in the turnover range of Rs 500 to Rs 1500 crs.

Specification

RM in Mid-Market business will be given a small portfolio of existing clients to handle. Majority emphasis is on New Client Acquisition and thus growing the portfolio at a fast pace. RM is also expected to sell Trade, Forex, CMS solutions to clients and cross sell Salary Accounts, Privy and Wealth Banking solutions.

Key Deliverables

• Acquisition of NTB clients – Asset & Liability
• Manage existing portfolio, and grow SOH and CASA book
• Generate Fee Income & be responsible for account profitability and ensuring minimal delinquency
• Revenue delivery across products, ensure compliance to bank’s audits, statutory and regulatory requirements,
• Develop Relationships and liaise with product and operations teams to provide customers experience of high standards.

Relationships

External clients

Internal clients- BIU, Product, RMs, Leadership Team

Qualification and Experience

• CA/ MBA in finance/Marketing
• 3-6 Years of relevant banking experience

Job Skills

RM role in Mid Markets team is an acquisition intensive role. Focus is on New Client Acquisition, in addition to managing existing portfolio of clients. RM needs to be informed of key trends in identified markets and needs to leverage that knowledge when engaging with customers.

Anticipate client needs and deliver quick, efficient solutions to ensure clients are happy

Must have knowledge of various corporate banking products like Forex, Trade, CMS etc

Superior Relationship management skills

Analytical and financial skills

Strong communication(Written and Oral) skills, Eye For detail