Relationship Manager_Agri Business Group ABG _0405_7814_1040906_HRR

Kotak Mahindra Bank; Kurnool; On-site; INR 600,000 - 900,000; Full time

Job summary

Kotak Mahindra Bank in India seeks a Relationship Manager to drive end-to-end business development, portfolio management and client servicing across Agri, Food Processing and MSME segments. You will source new relationships, manage and grow the existing customer portfolio with working capital and term loan solutions, and maintain high service standards to build a strong, profitable base.

The role involves developing channel partnerships, monitoring accounts for risk, and coordinating with

Responsibilities

• End-to-end business development, portfolio management and client servicing across Agri, Food Processing and MSME segments.
• Source new relationships and manage and grow the existing customer portfolio with working capital and term loan solutions.
• Maintain high standard of customer service while building a strong and sustainable customer base to drive asset and liability growth.
• Identify and develop channel partners to achieve business targets profitably.
• Continuous monitoring of accounts to ensure budget adherence, portfolio hygiene, delinquencies prevention and timely closure of post-disbursement conditions.
• Collaborate with internal teams such as Credit, Risk, Legal, Technical, RCAD and GR to meet customer requirements and deepen relationships through cross-selling liability and third-party products.

Job description

Job Description:

• Will be responsible for end-to-end business development, portfolio management, and client servicing.
• The role involves sourcing new relationships, managing and growing the existing customer portfolio across Agri, Food Processing, and MSME segments, and offering suitable working capital (fund-based/non-fund-based) and term loan solutions.
• To ensure a high standard of customer service while building a strong and sustainable customer base to drive both asset and liability growth.
• The role includes identifying and developing channel partners to consistently achieve business targets profitably.
• The RM continuous monitoring of accounts is required to ensure adherence to budgets, maintain portfolio hygiene, prevent delinquencies, and ensure timely closure of post-disbursement conditions and security perfection.
• The role also involves deepening existing relationships through cross-selling liability and third-party products, while actively collaborating with internal teams such as Credit, Risk, Legal, Technical, RCAD, and GR to effectively meet customer requirements.