Regional Credit Manager

Weekday AI; Delhi; Presencial; INR 1.800.000 - 3.500.000; Jornada completa

Descripción de la vacante

Weekday in Delhi is seeking a Regional Credit Manager to lead underwriting strategy for education loans and drive risk-aware growth. You will design policies, monitor portfolio quality, and mentor analysts while collaborating with risk, compliance, and regulatory teams.

Your work will shape pricing, product development, and market positioning. You should have 7+ years in credit underwriting, deep knowledge of Indian banking regulations, and a track record of building credit scoring models.

Formación

• 7+ years of experience in credit underwriting, preferably in education loans.
• Strong knowledge of Indian banking regulations and credit risk frameworks.
• Proven ability to develop and refine credit scoring models.
• Demonstrated leadership and people management skills in a regional setting.
• Excellent analytical, communication, and stakeholder-management abilities.
• Track record of improving portfolio performance while maintaining compliance.
• Experience with credit risk analytics tools and data-driven decision making.
• Proficient in MS Office, especially PowerPoint and Excel for reporting.
• Demonstrated adaptability in a dynamic financial environment.
• Commitment to ethical practices and continuous professional development.

Responsabilidades

• Design and implement credit underwriting policies specific to education loan products.
• Conduct portfolio risk assessments and annual reviews to monitor loan quality.
• Develop credit scoring models and guidelines for student and parent borrowers.
• Liaise with risk, compliance, and regulatory teams to ensure adherence to banking norms.
• Provide strategic input into pricing, product development, and market positioning.
• Lead a regional team of credit officers, setting objectives and performance metrics.
• Drive process efficiencies in loan origination, underwriting, and credit monitoring.
• Prepare and present periodic reports on portfolio performance and risk indicators.
• Identify and manage high‑risk segments, initiating appropriate remedial actions.
• Champion continuous learning and professional development within the credit function.

Descripción del empleo

This role is for one of the Weekly's clients

Salary range: Rs 1800000 - Rs 3500000 (ie INR 18-35 LPA)

Experience: 7+ yrs

Location: Delhi, India

As a Regional Credit Manager, you will lead the credit strategy and execution for education loan portfolios across Delhi, ensuring that underwriting standards align with regulatory requirements and organizational risk appetite. You will analyze market trends, develop credit policies, and collaborate with cross-functional teams to optimize loan performance and mitigate defaults. Your role will involve mentoring junior credit analysts, driving process improvements, and reporting key metrics to senior leadership to inform business decisions. By combining analytical rigor with industry insight, you will help expand market share while maintaining robust risk controls.

Key Responsibilities

• Design and implement credit underwriting policies specific to education loan products
• Conduct portfolio risk assessments and annual reviews to monitor loan quality
• Develop credit scoring models and guidelines for student and parent borrowers
• Liaise with risk, compliance, and regulatory teams to ensure adherence to banking norms
• Provide strategic input into pricing, product development, and market positioning
• Lead a regional team of credit officers, setting objectives and performance metrics
• Drive process efficiencies in loan origination, underwriting, and credit monitoring
• Prepare and present periodic reports on portfolio performance and risk indicators
• Identify and manage high‑risk segments, initiating appropriate remedial actions
• Champion continuous learning and professional development within the credit function

What makes you a great fit

• 7+ years of experience in credit underwriting, preferably in education loans
• Strong knowledge of Indian banking regulations and credit risk frameworks
• Proven ability to develop and refine credit scoring models
• Demonstrated leadership and people management skills in a regional setting
• Excellent analytical, communication, and stakeholder‑management abilities
• Track record of improving portfolio performance while maintaining compliance
• Experience with credit risk analytics tools and data‑driven decision making
• Proficient in MS Office, especially PowerPoint and Excel for reporting
• Demonstrated adaptability in a dynamic financial environment
• Commitment to ethical practices and continuous professional development