Product Risk Manager | Digital (Position 4)

Aditya Birla Capital; Maharashtra; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Aditya Birla Capital is seeking a data and risk analytics professional in Maharashtra to consolidate portfolio risk review and monitoring processes. The role focuses on extracting data from credit MIS, building risk dashboards in Excel and Power BI, and preparing regional review decks with business and credit teams.

The candidate will conduct detailed data analysis to support risk decisions, drive digitization, and lead automation projects, process enhancements, and monitoring dashboard

Responsibilities

• Portfolio Risk Review and Monitoring
• Extracting the data from system and credit MIS for preparing the Risk Dashboards on Excel and Power BI.
• Preparing the deck for regional review, PDD review, bounce analysis, connecting with business and credit team for taking feedback.
• Periodic review to assess the credit default risk, operational risk and concentration risk involved in portfolio.
• Preparing Risk decks for CRO & CEO review
• Working on Automation projects
• Development of monitoring dashboards
• Ability to conduct detailed data analysis and risk assessments, interpreting metrics to drive strategic risk management decisions
• Process Improvement & Digitization
• Drive initiatives for automation, process enhancements, and system upgrades.
• Implement new strategies for better Early warning signals.
• Develop Scorecards – application & monitoring
• New product & Policy Development
• Understanding new products
• Peer comparisons
• Credit risk aspect understanding
• Policy formulation & sign-off

Job description

• Portfolio Risk Review and Monitoring
• Extracting the data from system and credit MIS for preparing the Risk Dashboards on Excel and Power BI.
• Preparing the deck for regional review, PDD review, bounce analysis, connecting with business and credit team for taking feedback.
• Periodic review to assess the credit default risk, operational risk and concentration risk involved in portfolio.
• Preparing Risk decks for CRO & CEO review
• Working on Automation projects
• Development of monitoring dashboards
• Ability to conduct detailed data analysis and risk assessments, interpreting metrics to drive strategic risk management decisions
• Process Improvement & Digitization
• Drive initiatives for automation, process enhancements, and system upgrades.
• Implement new strategies for better Early warning signals.
• Develop Scorecards – application & monitoring
• New product & Policy Development
• Understanding new products
• Peer comparisons
• Credit risk aspect understanding
• Policy formulation & sign-off