Product Risk Analyst | Digital (Position 4)

Aditya Birla Group; India; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Aditya Birla Group in India, Maharashtra (R-Tech Park Goregaon) is seeking a Manager in Financial Services to lead portfolio risk review and monitoring. The role involves extracting data from systems, preparing risk dashboards in Excel and Power BI, and presenting insights to credit teams and senior management.

The incumbent will drive automation, develop monitoring dashboards, and participate in policy development and risk governance processes to support strategic decision-making.

Responsibilities

• Portfolio Risk Review and Monitoring
• Extracting the data from system and credit MIS for preparing the Risk Dashboards on Excel and Power BI.
• Preparing the deck for regional review, PDD review, bounce analysis, connecting with business and credit team for taking feedback.
• Periodic review to assess the credit default risk, operational risk and concentration risk involved in portfolio.
• Preparing Risk decks for CRO & CEO review
• Working on Automation projects
• Development of monitoring dashboards
• Ability to conduct detailed data analysis and risk assessments, interpreting metrics to drive strategic risk management decisions
• Process Improvement & Digitization
• Drive initiatives for automation, process enhancements, and system upgrades.
• Implement new strategies for better Early warning signals.
• Develop Scorecards application & monitoring
• New product & Policy Development
• Understanding new products
• Peer comparisons
• Credit risk aspect understanding
• Policy formulation & sign-off .

Job description

Designation: Manager

Location: India Maharashtra R-Tech Park Goregaon

Organization: Financial Services

Job Description:

• Portfolio Risk Review and Monitoring
• Extracting the data from system and credit MIS for preparing the Risk Dashboards on Excel and Power BI.
• Preparing the deck for regional review, PDD review, bounce analysis, connecting with business and credit team for taking feedback.
• Periodic review to assess the credit default risk, operational risk and concentration risk involved in portfolio.
• Preparing Risk decks for CRO & CEO review
• Working on Automation projects
• Development of monitoring dashboards
• Ability to conduct detailed data analysis and risk assessments, interpreting metrics to drive strategic risk management decisions
• Process Improvement & Digitization
• Drive initiatives for automation, process enhancements, and system upgrades.
• Implement new strategies for better Early warning signals.
• Develop Scorecards application & monitoring
• New product & Policy Development
• Understanding new products
• Peer comparisons
• Credit risk aspect understanding
• Policy formulation & sign-off .