Product Manager - UPI

Snapmint; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Snapmint is seeking a Product Manager – UPI to enhance end-to-end UPI payment journeys for our users. You will own the payment flow from initiation to confirmation, refunds, and support, using data-driven insights to cut friction and boost transaction success.

You will collaborate with engineering, design, operations, customer support, and analytics to define requirements, run experiments, and ensure NPCI/RBI guideline compliance while delivering delightful payment experiences across app and web.

Qualifications

• 3–5 years of product management experience in fintech, digital payments, banking, BNPL, or consumer internet products.
• Strong understanding of UPI payment flows (Collect, Intent, QR, status handling).
• Experience working with cross-functional teams in an agile environment.

Responsibilities

• Own the UPI journey from payment initiation to confirmation, refunds and support flows.
• Identify and resolve customer pain points, drop-offs, failure scenarios and usability issues.
• Collaborate with engineering, design, operations, customer support and analytics to deliver high-quality payment experiences.
• Analyze payment funnel metrics, transaction success rates, latency, retry behavior and customer feedback to drive improvements.
• Define product requirements, user stories, acceptance criteria and success metrics for UPI features.
• Coordinate with payment partners and internal stakeholders to improve reliability and reconciliation visibility.
• Run A/B tests to optimize conversion and customer satisfaction.
• Ensure UPI flows comply with NPCI and RBI guidelines while maintaining smooth UX.

Skills

Product management

Data-driven

Cross-functional

Communication

Agile

Job description

India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We firmly believe that an enduring financial services business must be built on the bedrock of providing honest, transparent and fair terms.

Founded in 2017, today we are the leading online zero-cost EMI provider in India. We have served over 10M consumers across 2,200 cities and are doubling year on year. Our founders are serial entrepreneurs and alumni of IIT Bombay and ISB with over two decades of experience across leading organizations like Swiggy, Oyo, Maruti Suzuki and ZS Associates before successfully scaling and exiting businesses in patent analytics, ad-tech and bank-tech software services

About the Role:

We are looking for a Product Manager – UPI to improve the end-to-end UPI payment journey for Snapmint users. You will focus on reducing payment friction, improving transaction success rates, simplifying customer flows, and enhancing the overall payment experience across app and web platforms. This role is ideal for someone who is passionate about customer-centric product development, payments, and data-driven problem solving.

What You’ll Do:

• Own the UPI customer journey from payment initiation to confirmation, refunds, and support flows.
• Identify and resolve customer pain points, drop-offs, failed transaction scenarios, and usability issues.
• Work closely with engineering, design, operations, customer support, and analytics teams to deliver high-quality payment experiences.
• Analyze payment funnel metrics, transaction success rates, latency, retry behavior, and customer feedback to drive improvements.
• Define product requirements, user stories, acceptance criteria, and success metrics for UPI related features.
• Collaborate with payment partners and internal stakeholders to improve reliability, reconciliation visibility, and customer communication.
• Run A/B tests and experiments to optimize conversion and customer satisfaction.
• Ensure that UPI flows comply with NPCI and RBI guidelines while maintaining a smooth user experience.

Requirements:

• 3-5 years of product management experience, preferably in fintech, digital payments, banking, BNPL, or consumer internet products.
• Strong understanding of UPI payment flows, including Collect, Intent, QR, and payment status handling.
• Experience working with cross-functional teams in an agile product environment.
• Ability to use data and customer insights to prioritize product improvements.
• Strong communication, stakeholder management, and problem-solving skills.