Director - UPI

Snapmint; Bengaluru; On-site; INR 4,000,000 - 7,500,000; Full time

Job summary

Snapmint is seeking a Director of UPI to lead the UPI platform, NPCI integrations, compliance initiatives, and the payment infrastructure roadmap.

This senior role requires deep expertise in UPI products, NPCI regulations, banking integrations, reconciliation, and risk controls, collaborating with banks, PSPs, and cross-functional teams to deliver scalable solutions.

Qualifications

• 8-12 years of product management experience in UPI, payments, banking, or fintech.

Responsibilities

• Own the UPI platform roadmap including Collect, Intent, QR, AutoPay, and mandate flows.
• Act as the primary NPCI-facing product lead for certifications, upgrades, audits, and compliance changes.
• Partner with sponsor banks, PSPs, engineering, risk, finance, and operations teams to deliver scalable payment solutions.
• Ensure compliance with NPCI, RBI, PCI-DSS, and internal security standards.
• Drive improvements in transaction success rates, reliability, reconciliation accuracy, and settlement processes.
• Define product requirements, operational controls, monitoring dashboards, and platform KPIs.

Skills

UPI platform product

NPCI integrations

Stakeholder leadership

Payments compliance

Job description

India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We firmly believe that an enduring financial services business must be built on the bedrock of providing honest, transparent and fair terms.

Founded in 2017, today we are the leading online zero-cost EMI provider in India. We have served over 10M consumers across 2,200 cities and are doubling year on year. Our founders are serial entrepreneurs and alumni of IIT Bombay and ISB with over two decades of experience across leading organizations like Swiggy, Oyo, Maruti Suzuki and ZS Associates before successfully scaling and exiting businesses in patent analytics, ad-tech and bank-tech software services.

About the Role:

We are looking for a Director – UPI who will be lead Snapmint’s UPI platform, NPCI integrations, compliance initiatives, and payment infrastructure roadmap. This is a senior leadership role requiring strong expertise in UPI products, NPCI regulations, banking integrations, reconciliation, and payment risk controls.

What You'll Do:

• Own the UPI platform roadmap including Collect, Intent, QR, AutoPay, and mandate flows.
• Act as the primary NPCI-facing product lead for certifications, upgrades, audits, and compliance changes.
• Partner with sponsor banks, PSPs, engineering, risk, finance, and operations teams to deliver scalable payment solutions.
• Ensure compliance with NPCI, RBI, PCI-DSS, and internal security standards.
• Drive improvements in transaction success rates, reliability, reconciliation accuracy, and settlement processes.
• Define product requirements, operational controls, monitoring dashboards, and platform KPIs.

Requirements:

• 8-12 years of product management experience in UPI, payments, banking, or fintech platforms.
• Hands-on experience with NPCI integrations, UPI certification processes, and banking partner management.
• Strong understanding of:
  • Payment reconciliation and settlement systems
  • RBI/NPCI compliance requirements
  • Fraud and transaction risk controls
• Excellent stakeholder management and cross-functional leadership skills