Product Manager, Payout Rails

MoneyGram; India; Remote; INR 2,400,000 - 4,200,000; Full time

Job summary

MoneyGram International is seeking a Product Manager for the Payout Rails team in India. You will own the payout rails problem space, guiding corridors, rails, and partners while collaborating with Solutions Engineers, Compliance, Operations, and Commercial teams.

You will translate partner API specs into platform requirements, measure performance, and drive improvements by turning recurring friction into roadmap items.

Qualifications

• 5+ years in product management in payments, fintech, or banking, with at least 2 years on payments/payouts or partner integration products.
• Clear writing: product requirements and updates for engineers, partners, and executives.
• Demonstrated ownership of work crossing engineering, commercial, and external partners.

Responsibilities

• Own the payout rails roadmap: corridors, rails, and partners based on volume, cost, and customer demand.
• Understand each corridor and payout method: volume, cost, speed, coverage, conversion.
• Turn partner API specifications into platform requirements and decide what to build vs configure per partner.
• Define how to measure rail performance and instrument those measures.
• Turn recurring partner and operations friction into roadmap items to remove causes.

Skills

Product management

Payments

Fintech

Banking

Roadmap prioritization

Stakeholder communication

Tools

REST APIs

JSON

OAuth 2.0

Job description

Product Manager, Payout Rails

At MoneyGram, we connect the world by making cross border money transfers seamless, affordable, and secure for everyone. We are a customer centric, digital first, cross border money movement network, serving millions of customers across the globe.

We are looking for a Product Manager to join our Payout Rails team. You will own the problem space for how money reaches banks, wallets, and aggregators worldwide. You will work daily with the Solutions Engineers who build and run each connection, and with engineering, Compliance, Operational and Commercial teams.

What you'll do

• Own the payout rails roadmap: which corridors, rails, and partners we add, and in what order, based on volume, cost, and customer demand
• Have a complete understanding of each corridor and payout method: addressable volume, partner cost, speed, coverage, and conversion
• Work with Solutions Engineers to turn partner API specifications into platform requirements, and decide what we build once versus configure per partner
• Define how we measure the performance of every rail. Instrument those measures, review them, and act on them
• Turn recurring partner and operations friction into roadmap items, so we remove the cause

Who you are

You understand and have experience in owning problem spaces. You can explain a payment rail to a business lead and a product requirement to an engineer in the same meeting. You would rather remove the cause of a recurring problem than keep handling each instance of it.

Skills and experience

• 5+ years in product management in payments, fintech, or banking, with at least 2 years on a payments, payouts, or partner integration product
• Working knowledge of payment rails and message standards: ISO 20022, instant versus deferred batch clearing, alias and account resolution, settlement versus clearing
• Practical understanding of REST and JSON APIs, authentication methods such as OAuth 2.0 and mTLS, webhooks, and idempotency. You can read a partner API specification and a raw request and response trace
• Clear writing: product requirements and updates for engineers, partners, and executives
• Demonstrated ownership of work that crosses engineering, commercial, and external partners
• Experience prioritising a roadmap against limited engineering capacity, and saying no with evidence

Location

India (remote)