Product Manager- Payments

FINVASIA CAREER; Nagar; On-site; INR 1,800,000 - 2,800,000; Full time

Job summary

FINVASIA CAREER in India is seeking a Product Manager – UPI to lead the development and strategy of UPI-driven payment products. You will own the product roadmap, prioritize features, and manage cross-functional teams to deliver value while ensuring NPCI and RBI regulatory compliance.

You will drive user experience improvements, define go-to-market plans with Sales and Marketing, and monitor industry trends to keep the product competitive in a fast-evolving fintech landscape.

Qualifications

• 8–10+ years of experience in product management, with at least 6+ years in UPI, digital payments, or fintech.
• Proven track record of leading product teams and delivering UPI-based solutions (e.g., P2P, P2M, AutoPay, UPI Lite).
• Strong familiarity with NPCI guidelines, UPI ecosystem architecture, and regulatory requirements.
• Hands-on experience with API integrations, banking partnerships, and real-time payment systems.
• Solid understanding of fintech compliance, audit processes, and product risk management.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent communication skills with the ability to interface with both technical and business teams.

Responsibilities

• Build and own the UPI product roadmap focusing on high-impact, scalable financial services and features.
• Define initiatives with engineering, compliance, and key business stakeholders.
• Prioritize development using product management frameworks and knowledge of UPI APIs and banking integrations.
• Lead cross-functional teams including Product Managers, Designers, Engineers, and QA to execute the vision.
• Coordinate regulatory audits with RBI, NPCI, and internal audits.
• Translate complex problems into actionable requirements for engineering teams.
• Maintain ethical clarity and manage resources with indirect reporting lines.
• Monitor the UPI ecosystem and competitor activity to guide enhancements.
• Collaborate with Sales and Partnerships to gather requirements and explore integrations.
• Own and execute GTM strategy for UPI releases with Sales and Marketing.
• Manage all phases of the product lifecycle from design to branding.

Skills

Product management

UPI

APIs

Regulatory compliance

Cross-functional leadership

Stakeholder management

Communication

Job description

As a Product Manager – UPI, you will be responsible for leading the development and strategy of UPI-driven payment products. This includes defining the product roadmap, prioritizing feature development, managing cross-functional teams, and ensuring compliance with regulatory bodies such as NPCI and RBI. You'll play a key role in enhancing user experience, driving product innovation, and supporting our go-to-market strategy.

Key Responsibilities:

• Build and own the UPI product roadmap, focusing on high-impact, scalable financial services and features.
• Define and drive product initiatives in collaboration with engineering, compliance, and key business stakeholders.
• Prioritize product development efforts using structured product management frameworks and a strong understanding of UPI APIs and banking integrations.
• Lead cross-functional teams including Product Managers, Designers, Engineers, and QA to execute the product vision and deliver value at speed.
• Support and coordinate with internal and external teams on regulatory audits (e.g., RBI, NPCI, inter-nal audit).
• Deconstruct complex problems and translate them into clear, actionable requirements for the engi-neering team.
• Maintain ethical clarity, ensuring transparency and avoiding conflicts of interest in managing engi-neering resources with indirect reporting lines.
• Monitor the UPI ecosystem and track competitor activity to inform product enhancements and stay ahead of industry trends.
• Collaborate closely with Sales and Partnership teams to gather client requirements, identify opportu-nities for integrations, and explore synergistic growth.
• Own and execute the Go-to-Market (GTM) strategy for UPI product releases in partnership with Sales and Marketing.
• Manage all phases of the product lifecycle including design, development, innovation, launch, and branding.

Required Qualifications:

• 8–10+ years of experience in product management, with at least 6+ years in UPI, digital payments, or fintech.
• Proven track record of leading product teams and delivering UPI-based solutions (e.g., P2P, P2M, AutoPay, UPI Lite).
• Strong familiarity with NPCI guidelines, UPI ecosystem architecture, and regulatory requirements.
• Hands-on experience with API integrations, banking partnerships, and real-time payment systems.
• Solid understanding of fintech compliance, audit processes, and product risk management.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent communication skills with the ability to interface with both technical and business teams.