Product Manager-Debit Cards

IDFC FIRST Bank; Mumbai; Presencial; INR 1.800.000 - 3.000.000; Jornada completa

Descripción de la vacante

Idfc First Bank Limited is seeking a Product Manager to own the strategy, roadmap, and feature definition for the Debit Cards product line. You will lead cross-functional teams to design, build, and roll out products aligned to the bank's vision and strategy.

The role requires MBA or equivalent, 4+ years in banking, and strong collaboration, communication, and analytical skills to drive growth, pricing, and market positioning.

Formación

• MBA preferred for leadership in product management.
• Minimum 4 years of banking experience.
• Experience with Debit Card products and associated programs.

Responsabilidades

• Understand customer experience and identify product gaps to grow market share.
• Define product vision with internal and external partners.
• Develop pricing and positioning strategies for debit products.
• Translate strategy into detailed requirements and prototypes.
• Prioritize activities by business and customer impact.
• Collaborate with technology and operations for quick time-to-market.
• Lead product launches with stakeholders.
• Align promotions with product line strategy and messaging.
• Manage internal and external partnerships and stakeholders.
• Act as product expert to build awareness.
• Coordinate with Customer Service and Onboarding for consistent experience.

Conocimientos

Debit card products

EMI programs

Tokenization

Card security

Contactless payments

Cross-functional

Communication

Stakeholder mgmt

Analytical

Problem solving

Educación

MBA

Graduate – Any

Descripción del empleo

Job Requirements

About the Role

The Product Manager will be responsible for the strategy, roadmap, and feature definition of a product and product line. This role includes product development, marketing, and forecasting profit and loss (P&L) responsibilities. Key capabilities include working in a dynamic and fast-paced environment with cross-functional teams to design, build, and roll-out products aligned to the vision and strategy of the Debit Cards business.

Key Responsibilities

Primary Responsibilities

• Gain a deep understanding of customer experience, identify, and fill product gaps, and generate new ideas that grow market share, improve customer experience, and drive growth.
• Create product vision both internally and with key external partners.
• Develop product pricing and positioning strategies.
• Translate product strategy into detailed requirements and prototypes.
• Scope and prioritize activities based on business and customer impact.
• Work closely with technology and operations teams to deliver with quick time-to-market and optimal resources.
• Drive product launches in collaboration with internal stakeholders.
• Evaluate and drive promotional plans to ensure consistency with product line strategy and effective messaging.
• Manage and liaise with internal and external partners/stakeholders.
• Act as a product specialist to build awareness and understanding.
• Align closely with Customer Service and Onboarding to build and maintain a strong customer experience.

Secondary Responsibilities

• Product training and awareness
• Channel support and query resolution.
• Customer communication

Managerial & Leadership Responsibilities

• Stakeholder management to create solutions through collaborations
• Problem-solving approach.

What We Are Looking For

Education

• Graduate – Any
• Postgraduate –MBA

Experience

• Minimum of 4 years in Banking

Skills and Attributes

• Strong understanding of Debit Card products
• Knowledge of Debit EMI programs, tokenization, card security, and contactless payments
• Ability to work with cross-functional teams.
• Excellent communication and stakeholder management skills
• Analytical and problem-solving mindset