Product Manager

Pegasus International; Mumbai; Presencial; INR 2 500 000 - 4 500 000; Tempo integral

Resumo da oferta

Pegasus International in Mumbai seeks an experienced senior professional to lead product development and ecosystem partnerships in agri-finance, designing lending products for FPO working capital, procurement finance, and warehouse receipt finance while building alliances with FPOs and NABARD-supported institutions.

The candidate should have 8–15 years in agri/commodity finance, rural banking, and working capital lending, with a proven ability to build a business from scratch and manage

Qualificações

• MBA (Finance / Agri Business) or equivalent
• CA/CFA/ICWA preferred but not mandatory
• Strong knowledge of agri value chains and credit risk

Responsabilidades

• Design lending products for FPO Working Capital, Procurement Finance, Warehouse Receipt Finance.
• Build partnerships with FPOs, NABARD-supported institutions, agri-tech firms, commodity traders and processors.
• Establish SOPs for loan origination, commodity valuation, warehouse inspections, stock audits, collateral monitoring, renewals and liquidation.
• Drive ecosystem partnerships and manage stakeholder relationships.
• Lead credit appraisal and portfolio analytics with strong Excel/MIS reporting.

Conhecimentos

Agri Finance

Commodity Finance

Warehouse Receipt Finance

Rural Banking

Supply Chain Finance

Working Capital Lending

Formação académica

MBA (Finance / Agri Business)

CA / CFA / ICWA (preferred)

Ferramentas

MS Excel

MIS reporting

Descrição da oferta de emprego

Role & responsibilities

Product Development

Design lending products for: FPO Working Capital, Procurement Finance, Warehouse Receipt Finance

Ecosystem & Partnership Management

Build partnerships with: Farmer Producer Organizations (FPOs), NABARD-supported institutions, Agri-tech firms, Commodity Traders and Processors

Process & Operations

Establish standard operating procedures for: Loan origination, Commodity valuation, Warehouse inspections, Stock audit processes, Collateral monitoring, Renewal and liquidation processes

Desired Candidate Profile

Experience

• 8 to 15 years of experience in:
• Agri Finance
• Commodity Finance
• Warehouse Receipt Finance
• Rural Banking
• Supply Chain Finance
• Working Capital Lending

Preferred Organizations

Candidates from:

• Commercial Banks, PSU Banks
• Small Finance Banks
• Warehouse Financing Companies

Knowledge Requirements

Strong understanding of:

• FPO ecosystem
• Agricultural value chains
• Commodity markets
• Warehouse Receipt Financing
• eNWR / WDRA framework
• Commodity pledge lending
• Agri supply chain financing
• Rural credit structures
• RBI and regulatory guidelines applicable to agri lending

Technical Skills

• Credit appraisal
• Financial analysis
• Working capital assessment
• Commodity valuation
• Inventory financing
• Risk assessment
• Portfolio analytics
• MS Excel and MIS reporting

Behavioral Competencies

• Strong relationship management
• Entrepreneurial mindset
• Strategic thinking
• Negotiation skills
• Problem-solving ability
• Ability to build a business from scratch
• Stakeholder management

Educational Qualification

Must Have

• MBA (Finance / Agri Business)
• CA / CFA / ICWA (preferred but not mandatory)

Preferred

• MBA in Agri Business from reputed institutes such as IRMA, MANAGE, IIFM, NIBM, or equivalent.