Relationship manager-agri-fin-projects -marketing branches operations

Kotak Life Insurance; Hyderabad; On-site; INR 450,000 - 650,000; Full time

Job summary

Kotak Life Insurance in Hyderabad is seeking a self-motivated professional to manage and grow an existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products aligned with customer requirements (Working capital and Term Loan facilities).

Role involves deepening relationships through cross-selling, delivering high service standards, and regular monitoring of accounts. You will collaborate with Credit & Risk, Legal & Technical teams to meet customer needs.

Qualifications

• CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply.

Responsibilities

• Manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products (Working capital and Term Loan)
• Deepen relationships with existing customers through cross-sell to liability & other third party products.
• Monitor accounts to ensure adherence to budgets and portfolio hygiene.
• Coordinate with Credit & Risk, Legal & Technical teams, RCAD & GR for customer requirements.

Skills

Relationship management

Communication skills

Local language knowledge

Education

CA or MBA

Job description

• Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
• To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) &Term Loan facilities
• Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
• Deepening relationship with existing customers through Cross sell liability & other third party products.
• Continuous monitoring of the accounts to ensure business is a per budgets
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
• To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
• CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply
• People from Agri Input Industries / rating agencies / NBFCs / Branch banking background with Working Capital Exposure can also apply.
• Strong oral and written Communication
• Relationship Management Skill