Product Director

Vegapay Technologies Private Limited; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Vegapay Technologies Private Limited is seeking a Product Manager with strong experience in banking SaaS platforms and prepaid ecosystems. You will own the end-to-end lifecycle of prepaid and card-based solutions, define roadmaps, and collaborate with banks, networks, and issuers to bring scalable fintech products to market.

The ideal candidate has 3–5 years in product management and hands-on exposure to prepaid instruments, with a solid understanding of card lifecycles, forex, and regulatory

Qualifications

• 3–5 years of Product Management experience.
• Strong exposure to Banking SaaS / Fintech platforms.
• Hands-on experience with prepaid instruments such as gift cards / PPIs, travel/forex cards, wallets, etc.
• Understanding of card lifecycle, domestic vs cross-border payment flows, forex markup, currency conversion, and compliance requirements.
• Experience working with issuer processors / card management systems.
• Knowledge of RBI regulations for PPI / forex.
• Familiarity with APIs and SaaS product architecture.

Responsibilities

• Own end-to-end product lifecycle for prepaid and card-based solutions (domestic & forex).
• Define and execute product roadmap aligned with business goals.
• Translate complex banking/fintech requirements into scalable SaaS product features.
• Drive integrations with issuer processors, KYC/AML systems, and payment networks.
• Optimize user journeys across onboarding, transaction processing, and settlement.
• Collaborate with engineering, compliance, and operations teams to ensure regulatory adherence.
• Analyze product performance and identify opportunities for growth and optimization.

Skills

Product management

Banking SaaS

Fintech partnerships

API integration

Regulatory awareness

Tools

Issuer processors

Card management systems

Job description

We are looking for a Product Manager with strong experience in banking SaaS platforms, specifically within the prepaid ecosystem. The ideal candidate should have a deep understanding of domestic and forex prepaid products, and experience building or managing products across the payments and card lifecycle.

The Hats You Will Wear

• Own end-to-end product lifecycle for prepaid and card-based solutions (domestic & forex)
• Work closely with banks, program managers, and network partners (Visa/Mastercard/RuPay)
• Define and execute product roadmap aligned with business goals
• Translate complex banking/fintech requirements into scalable SaaS product features
• Drive integrations with issuer processors, KYC/AML systems, and payment networks
• Optimize user journeys across onboarding, transaction processing, and settlement
• Collaborate with engineering, compliance, and operations teams to ensure regulatory adherence
• Analyze product performance and identify opportunities for growth and optimization

The Perfect Fit

• 3 - 5 years of Product Management experience
• Strong exposure to Banking SaaS / Fintech platforms
• Hands-on experience with prepaid instruments such as gift cards / PPIs, travel/forex cards, wallets, etc.
• Understanding of card lifecycle, domestic vs cross-border payment flows, forex markup, currency conversion, and compliance requirements
• Experience working with issuer processors / card management systems

Your Edge Over the Rest

• Experience with BIN sponsorship programs
• Knowledge of RBI regulations for PPI / forex
• Familiarity with ledger systems, reconciliation, and settlement flows
• Prior experience working with APIs and SaaS product architecture
• Strong problem-solving with ability to navigate ambiguity
• High ownership and execution mindset
• Ability to balance regulatory constraints with product innovation
• Clear communicator who can work across business, tech, and banking stakeholders

The Problem We're Solving

Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences.

At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction.

This is where we come in.

At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.

The Opportunity Ahead

• Own and build prepaid and card products end-to-end in a fast-scaling fintech environment
• Work closely with banks, networks, and partners to launch real-world financial products
• High ownership - drive product decisions, not just execution
• Solve complex problems across payments, compliance, and user experience
• Be at the forefront of innovation in prepaid, forex, and card ecosystems
• Collaborate with strong product, engineering, and business teams to build at scale