Process Assocaites

Harris Computer; Coimbatore District; On-site; INR 600,000 - 900,000; Full time

Job summary

Harris Computer in Coimbatore, India, is seeking a detail-driven Medical Records Underwriting Support professional. You will review complex medical files, extract key diagnoses and timelines, and produce standardized summaries for underwriters.

The role requires careful data interpretation and strict confidentiality. The ideal candidate has nursing or life sciences background and familiarity with underwriting guidelines.

Qualifications

• Candidates must understand medical terminology and common diagnostic reports.
• Familiarity with underwriting guidelines is advantageous.
• Experience with HIPAA or regional data privacy standards is preferred.

Responsibilities

• Review lengthy medical records and identify clinically significant findings relevant to underwriting risk.
• Produce concise, standardized summaries highlighting diagnoses, chronic conditions, timelines, medications, and history.
• Flag missing, unclear, or contradictory information requiring follow-up.
• Apply consistent formatting/templates for quick data location by underwriters.
• Maintain confidentiality and comply with HIPAA and regional health-data rules.
• Collaborate with managers to clarify ambiguous cases.
• Identify patterns or risk factors that affect premiums or terms.
• Meet turnaround time targets and quality benchmarks.

Skills

Medical knowledge

Analytical thinking

Attention to detail

Written communication

Time management

Confidentiality & compliance awareness

Education

Bachelor's degree in Nursing

Bachelor's degree in Life Sciences

Bachelor's degree in Pharmacy

Job description

Responsibilities:

• Review lengthy or complex medical records (APS, lab reports, physician notes, hospital discharge summaries) and identify clinically significant findings relevant to underwriting risk.

• Produce concise, standardized summaries highlighting diagnoses, chronic conditions, treatment timelines, medications, surgical history, and red-flag findings (e.g., cardiac, oncology, mental health, substance use).

• Flag missing, unclear, or contradictory medical information that may require follow-up with the applicant, physician, or requester.

• Apply consistent formatting/templates so underwriters can quickly locate key data points without reading full files.

• Maintain strict confidentiality and compliance with HIPAA/data privacy and regional health-data regulations.

• Collaborate with managers, leaders to clarify ambiguous cases.

• Identify patterns or risk factors (e.g., recurring conditions, family history, lifestyle risks) that may affect premium calculation or policy terms.

• Meet turnaround time (TAT) targets and quality benchmarks for each case reviewed.

Required Qualifications

• Bachelor's degree in Nursing, Life Sciences, Pharmacy, or a related medical/health field (preferred); insurance/underwriting background is a plus.

• Strong understanding of medical terminology, disease processes, and common lab/diagnostic reports.

• Familiarity with life/health insurance underwriting guidelines and risk classification is an advantage.

Key Skills

• Medical knowledge: Ability to interpret clinical notes, lab values, imaging reports, and treatment histories.

• Analytical thinking: Ability to separate underwriting-relevant details from non-essential clinical noise.

• Attention to detail: Catching inconsistencies, missing data, or high-risk conditions that could impact policy decisions.

• Written communication: Producing clear, concise, jargon-appropriate summaries for non-clinical underwriters.

• Time management: Handling high case volumes while meeting strict TAT (turnaround time) commitments.

• Confidentiality & compliance awareness: Strict adherence to data privacy standards (HIPAA or regional equivalent).