Underwriting Auditor

Ethos Life; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Ethos Life in Bengaluru is looking for an Underwriting Quality Auditor to ensure compliance and accuracy in underwriting decisions. Responsibilities include auditing cases, tracking quality metrics, and collaborating with training teams to enhance processes. The ideal candidate has over 5 years in Life/Health Insurance underwriting, proficiency in MS Excel, and strong analytical skills. We are an equal opportunity employer that values diversity and inclusion.

Qualifications

• 5+ years in Life/Health Insurance Underwriting with quality or audit exposure.
• Strong knowledge of APS/EHR/Lab Piq interpretation.
• High attention to detail and strong analytical skills.

Responsibilities

• Audit underwriting cases for risk decisions and documentation quality.
• Track and report quality metrics such as error rates.
• Provide feedback and support coaching for underwriters.

Skills

Attention to detail

Analytical thinking

Strong communication

Proficiency in MS Excel

Education

Graduate/Postgraduate in Medicine or related field

Job description

About the Role

The Underwriting Quality Auditor ensures the accuracy, consistency, and compliance of underwriting decisions by conducting structured case audits, identifying quality gaps, and driving continuous improvement across the underwriting function.

Roles and Responsibilities

• Audit underwriting cases to evaluate risk decisions, evidence utilization, and documentation quality against carrier guidelines and SOPs
• Track and report quality metrics — error rates, decision accuracy, and SLA compliance
• Provide structured feedback and support coaching interventions for underwriters
• Identify trends in errors and evidence quality;
  \t\t\t\texplicitly escalate systemic issues to leadership
• Collaborate with training team on identifying training needs
• Contribute to process improvement, SOP enhancement, and automation initiatives

Qualifications and Skills

• Graduate/Postgraduate in Medicine, or related field (M Pharma / Nursing/MBBS preferred)
• 5+ years in Life/Health Insurance Underwriting with exposure to quality or audit functions
• Strong knowledge of APS/EHR/Lab Piq interpretation and US based underwriting guidelines
• High attention to detail and analytical thinking
• Strong communication for feedback and reporting
• Proficiency in MS Excel for trend analysis and scorecards

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.