PREPAID CARD OPERATIONS MANAGER

Unicorn Infotech Consulting Services; Gurugram District; On-site; INR 600,000 - 1,500,000; Full time

Job summary

Unicorn Infotech Consulting Services is seeking an experienced Operations Manager for their Prepaid Vertical in Gurugram. This role involves managing the Digital/Virtual Prepaid cards product line, ensuring operational excellence, and overseeing fund management. Candidates must have at least 3 years of experience in card operations with a strong understanding of various card products. Proficiency in MS Office is essential, and immediate joining is required. The position offers a salary range of 6-15 LPA based on experience.

Qualifications

• Minimum 3 years of experience in card operations.
• In-depth knowledge of card products and processes.
• Experience managing reconciliation and settlement of daily card transactions.
• Familiarity with VISA, MasterCard, RuPay, AMEX products.

Responsibilities

• Handle distribution and account management of prepaid cards.
• Reconcile daily card activity across all applications.
• Prepare month-end reconciliations.
• Ensure regulatory compliance for card-related parameters.

Skills

Card products and processes

Payments and reconciliation

Excellent written and oral communication

Proficiency in MS Excel

Tools

MS Excel

MS Word

MS PowerPoint

MS Access

Job description

Location: Gurgaon

Vacancy: 1

Experience: Minimum 3 years in Card Operations

Salary: 6-15 LPA (annual)

Joining Time: Immediate

Role Overview

An experienced Operations Manager for the Prepaid Vertical, reporting to the Founder & CEO, will manage the Digital/Virtual Prepaid cards product line, overseeing account administration, fund management, and operational excellence to support corporate clients in using their multi‑wallet accounts for tax savings, reimbursements, and day‑to‑day payments.

Responsibilities

• Handle the distribution, usage, and account management of prepaid cards.
• Reconcile daily card activity across all use cases within the application.
• Prepare daily journal entries for interchange fees.
• Structure and manage billing, card payment collection, and reconciliation of card products.
• Prepare month‑end reconciliations.
• Identify and resolve issues with internal and external customers promptly.
• Participate in testing for upgrades and new products.
• Support and back up team members as needed.
• Review P&L statements and drive optimization of key revenue and cost items.
• Ensure regulatory compliance for all card‑related parameters and network guidelines.
• Analyze trends in prepaid card spend—by category, segment, and transaction type—to increase point‑of‑sale usage and expand the active customer base.
• Track income channels and work toward achieving business targets.

Qualifications

• At least 3 years of experience in card operations.
• In‑depth knowledge of card products and processes.
• Experience managing reconciliation and settlement of daily card transactions.
• Familiarity with VISA, MasterCard, RuPay, AMEX, closed‑loop, and open‑loop products.
• Experience in payments and reconciliation.
• Knowledge of industry trends, technology, marketing, and product development.
• Understanding of regulatory guidelines and norms.
• Excellent written and oral communication skills.
• Proficiency in MS Excel, Word, PowerPoint, Access.