Periodic Review Specialist Office: IN (Gurgaon)

Aspire Group; Gurugram District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Aspire is seeking a periodical review specialist to ensure ongoing compliance for existing customer accounts across AML/CFT regulations. You will assess risk, review transactional activity, and validate documentation in partnership with KYB and other internal teams.

You will document narratives and risk recommendations, drive improvements in review methodologies, and help scale compliance operations as Aspire grows globally.

Qualifications

• Experience in AML/CFT, KYB, transaction monitoring, or compliance operations within fintech or financial services.
• Strong analytical and risk assessment skills with sound judgement on escalation.
• Ability to write clear, well-documented case narratives and summaries under SLA.

Responsibilities

• Conduct comprehensive periodic reviews of customer accounts, including transaction analysis and risk assessments.
• Identify, investigate, and document potential AML/CFT or compliance risks.
• Collaborate with KYB, Transaction Monitoring, Fraud, and Compliance teams to validate information and supporting documentation.
• Prepare detailed case narratives, review summaries, and risk recommendations in line with standards.
• Support process improvements by identifying gaps and enhancing review methodologies.

Skills

AML/CFT experience

KYB experience

Transaction monitoring

Compliance operations

Analytical skills

Risk assessment

Case narratives writing

Tools

AI tools (Claude)

Automation tools (n8n)

Job description

Founders today are building global companies from day one — but the systems that manage their money were built for a different era. Aspire exists to change that!

We’re building the financial operating system for global founders, bringing banking, software, and automation into a single platform so businesses can move faster across borders and stay focused on building.

Aspire is built by people who think from first principles, care deeply about solving hard problems, and take real ownership of their work. Our team brings global experience from leading fintech and technology companies, and many of us are former founders and operators who understand what it takes to build thoughtfully, make trade-offs, and deliver at scale in a global environment.

Backed by leading global investors including Y Combinator, Peak XV, and Lightspeed, Aspire has been trusted by more than 50,000 startups and growing businesses worldwide to manage their finances since 2018. Together with partners like J.P. Morgan, Visa, and Wise, we’re building for the next generation of global companies.

About the role

The Periodic Review team sits within Aspire's Financial Crime & Compliance function, responsible for conducting ongoing reviews of existing customer accounts to ensure compliance with AML/CFT regulations and internal risk policies. The team performs risk‑based reviews — analyzing customer profiles, transactional activity, source of funds, ownership structures, and supporting documentation — to identify and mitigate potential financial crime risks. It works closely with KYB, Transaction Monitoring, Fraud, Compliance Advisory, and Business teams to keep customer accounts compliant throughout the customer lifecycle, and operates in a fast‑growing, highly collaborative environment with strong ownership and accountability.

About the role

This role reports to the PR Lead/Manager and works closely with cross‑functional stakeholders across Compliance Operations. You'll be responsible for reviewing customer accounts on an ongoing basis, catching emerging risks before they become issues, and making sure Aspire's growing customer base stays compliant as the business scales.

What you'll own

• Conduct comprehensive periodic reviews of customer accounts, including transactional analysis, customer profiling, and risk assessments
• Identify, investigate, and document potential AML/CFT or compliance risks, escalating complex or high‑risk cases where required
• Collaborate with KYB, Transaction Monitoring, and other internal stakeholders to obtain and validate customer information and supporting documentation
• Prepare clear and detailed case narratives, review summaries, and risk recommendations in line with internal and regulatory standards
• Support process improvement initiatives by identifying operational gaps and contributing to enhancements in review methodologies and workflows

What you need to be successful

• Prior experience in AML/CFT, KYB, transaction monitoring, or compliance operations, ideally within fintech or financial services
• Strong analytical and risk assessment skills, with sound judgement on when to elevate
• Ability to write clear, well‑documented case narratives and review summaries under SLA pressure
• Comfortable collaborating across teams (KYB, Transaction Monitoring, Fraud, Compliance) to validate information and drive reviews to closure
• Detail‑oriented and process‑minded, with an eye for gaps and opportunities to improve how the team works
• Has a strong grasp of artificial intelligence concepts and the ability to apply AI tools (e.g. Claude, n8n, etc.) and frameworks to solve real‑world problems at Aspire

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Aspire. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Aspire may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Aspire's Candidate Privacy Notice.